118 Whispering Trl, Old Forge, NY 13420 Property Records

Herkimer County and Webb Town property record for 118 Whispering Trl, Old Forge, NY 13420

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,472 sqft · built 1985
Lot Size0.57 acres (24,829 sqft)
Owner2 Trust Names on File
Last Sale$1,400,000 (Jul 2026)
Tax Bill$8,310 (2026)
Deeds & MortgagesJul 2026 Sale
APN215400 042.47-1-18

Property Details

APN / Parcel Number

Primary APN215400 042.47-1-18
Alternative APNs
  • 540004204700010180000000
  • 200112950

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,472 sqft Living Area
1st Floor Area1,236 sqft
Basement Area1,236 sqft
Finished Basement1,236 sqft
Unfinished Basement1,236 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2002
Architectural StyleRaised Ranch
Exterior MaterialWood
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions261 ft deep x 100 ft wide
View / LotWaterfront / Beach
Garage TypeMixed
Garage Area1,084 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area388 sqft
Patio Area340 sqft
Boat AccessBoat Access
Boat HouseBoat House

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number200112950
Street Address118 WHISPERING TRL
CityOLD FORGE
StateNY
Zip13420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Description74 ALLOT 6 5 RES & GARAGE TWP 7 JBTR BOATHOUSE SS 1ST LK FLETCHER PT
Legal Block1
Legal Lot Number18.000
JurisdictionHERKIMER NY
Township / Civil DivisionWEBB
Census Block Group3
Census Block3043
Census Tract11502

Owner

118 Whispering Trl is held in a trust since July 2026.

Source: Herkimer County and Webb Town records, as of September 23, 2026

Owner of Record2 Trust Names on File
Mailing Address124 WHISPERING TRL, OLD FORGE, NY 13420-7787
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2026 · Amount on File
Deed SaleJul 21, 2026 · Amount on File
Prior SaleAug 22, 2000 · Amount on File
Deed Document Number2026RP2026-3280
Prior Transfer DateDec 3, 2005
Prior Transfer Doc1139000333
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateJul 21, 2026
Property Address118 WHISPERING TRL, OLD FORGE, NY 13420
Document Number0000003280
Instrument DateJul 13, 2026
Instrument20263280
Transaction TypeTransfer
Record UpdatedAug 12, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address124 WHISPERING TRL, OLD FORGE, NY 13420-7787

Tax Assessment & Valuation

The 2026 property tax bill for 118 Whispering Trl was $8,310, up 1% from the year before.

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionWebb Town
Unified School DistrictTown of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,310.00 (+1.02%)
2025$8,226.00$638,700 Land $326,200 Building $312,500$1,120,526 Land $572,281 Building $548,245
2023$638,700 Land $326,200 Building $312,500$890,795 Land $454,951 Building $435,844
2020$7,301.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 118 Whispering Trl; there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Whispering Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: IHM Eagle, Verizon.

Nearby Properties on Whispering Trl

Nearby Streets

Search Property Records by Address or Parcel Number