118 Whippoorwill Ln, Sylva, NC 28779 Property Records

Jackson County property record for 118 Whippoorwill Ln, Sylva, NC 28779

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,052 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Mar 2020)
Tax Bill	$858 (2025)
Deeds & Mortgages	May 2026 Construction Loan Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7538-09-2557`

Property Details

APN / Parcel Number

Primary APN	`7538-09-2557`
Alternative APN	`135723`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Heated Area
1st Floor Area	2,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	118 WHIPPOORWILL LN
City	SYLVA
State	NC
Zip	28779-0707
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LT 28 WILDCAT COVE
Legal Subdivision	WILDCAT COVE SUBDIVISION
Legal Lot Number	28
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1043
Census Tract	950500

Owner

118 Whippoorwill Ln, a mobile home, is owned and occupied by two individuals who bought it in March 2020.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 WHIPPOORWILL LN, SYLVA, NC 28779-0707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CREDIT UNION
Mar 20, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Prior Sale	Mar 16, 2006 · Amount on File
Deed Book / Page	2263 / 589
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	May 1, 2026
Property Address	118 WHIPPOORWILL LN, SYLVA, NC 28779-0707
Document Number	2419000655
Book / Page	2419 / 655
Instrument Date	Apr 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 WHIPPOORWILL LN, SYLVA, NC 28779-0707

Mortgage

Document Number	2419000655,
Date	May 1, 2026
Book Page	2419/655

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Due	May 1, 2026

Interest

Rate	6.38%
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 20, 2020
Property Address	118 WHIPPOORWILL LN, SYLVA, NC 28779-0707
Document Number	0022630589
Book / Page	2263 / 589
Instrument Date	Mar 19, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 OAKWOOD LN, 89, SYLVA, NC 28779-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 HOLLY HILL RD, BRYSON CITY, NC 28713-6065

Mortgage

Document Number	2263596
Date	Mar 20, 2020
Instrument	2263/596

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 118 Whippoorwill Ln was $858.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$225,930 (-) Land $23,070 Building $202,860
2025	$858.00	$225,930 Land $23,070 Building $202,860
2023	$400.00	$105,470 Land $19,150 Building $86,320

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 118 Whippoorwill Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Whippoorwill Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Sky Fi, Spectrum, T-Mobile.

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