Morris County and Chatham Township property record for 118 Westminster Rd, Chatham, NJ 07928
| Property Type | Single Family Home |
|---|---|
| Details | 4,322 sqft · built 1970 |
| Lot Size | 0.523 acres (22,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,265,000 (Dec 2011) |
| Tax Bill | $28,093 (2024) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2020 Mortgage |
| APN | 05-00048-10-00007 |
| Primary APN | 05-00048-10-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,322 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 22,760 sqft (0.523 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 1894 |
|---|---|
| Street Address | 118 WESTMINSTER RD |
| City | CHATHAM |
| State | NJ |
| Zip | 07928-1364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | WICKHAM WOOD |
| Legal Block | 48.10 |
| Legal Lot Number | 7 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | CHATHAM |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 44000 |
Source: Morris County and Chatham Township assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 WESTMINSTER RD, CHATHAM, NJ 07928-1364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2011 · Amount on Record |
| Deed Sale | Dec 22, 2011 · Amount on Record |
| Prior Sale | May 2, 2002 · Amount on Record |
| Deed Document Number | 201184803 |
| Deed Book / Page | 21933 / 307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 118 WESTMINSTER RD, CHATHAM, NJ 07928-1364 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0250571612 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 25057/1612 |
| Instrument | 2026005813 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 6, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 118 WESTMINSTER RD, CHATHAM, NJ 07928-1364 |
| Document Number | 0237730757 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 WESTMINSTER RD CHATHAM NJ 079281364, CHATHAM, NJ 07928-1364 |
| Document Number | 0237730757 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 023773/000757 |
| Instrument | 29748 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 14, 2035 |
Source: Morris County and Chatham Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Chatham Township |
| Unified School District | The Chathams School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,412,400 (-) Land $752,200 Building $660,200 | $1,412,400 (-) Land $752,200 Building $660,200 | |
| 2025 | $1,412,400 (-) Land $752,200 Building $660,200 | $1,412,400 (-) Land $752,200 Building $660,200 | |
| 2024 | $28,093.00 (+2.21%) | ||
| 2023 | $1,412,400 Land $752,200 Building $660,200 | $1,412,400 Land $752,200 Building $660,200 | |
| 2022 | $27,485.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1978–2012) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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