Erie County and West Seneca Town property record for 118 Westminster Rd, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,262 sqft · built 1900 |
| Lot Size | 0.203 acres (8,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Apr 2024) |
| Tax Bill | $6,299 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-037-000 |
| Primary APN | 13-037-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,262 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| 2nd Floor Area | 352 sqft |
| Upper Floors Area | 462 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 8,840 sqft (0.203 acres) |
| Lot Dimensions | 130 ft deep x 68 ft wide |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 404 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13-037-000 |
|---|---|
| Street Address | 118 WESTMINSTER RD |
| City | BUFFALO |
| State | NY |
| Zip | 14224-1926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | MC-1537 SL'S-37,38 BLVD PARK S/D (FL-206) 68 X 130.00 |
| Legal Subdivision | BOULEVARD PARK |
| Legal Block | 1 |
| Legal Lot Number | 1.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11600 |
118 Westminster Rd is owned and occupied by an individual who bought it in April 2024.
Source: Erie County and West Seneca Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 WESTMINSTER RD, BUFFALO, NY 14224-1926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2024 | Warranty Deed, Transfer · FHA Mortgage M & T BANK |
| Jul 24, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage KEY BANK NA |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| May 15, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2024 · Amount on File |
| Deed Sale | Apr 1, 2024 · Amount on File |
| Deed Document Number | 20242024051527 |
| Deed Book / Page | 11429 / 4970 |
| Prior Transfer Date | Mar 5, 2024 |
| Prior Transfer Doc | 0114294970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 1, 2024 |
| Property Address | 118 WESTMINSTER RD, BUFFALO, NY 14224-1926 |
| Document Number | 0114294970 |
| Book / Page | 11429 / 4970 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 2024051527 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 118 WESTMINSTER RD, WEST SENECA, NY 14224-1926 |
| Name | Verified Name |
|---|---|
| Address | 118 WESTMINSTER RD, WEST SENECA, NY 14224-1926 |
| Document Number | 0141220165 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 14122/165 |
| Instrument | 2024051528 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 118 WESTMINSTER RD, BUFFALO, NY 14224-1926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 118 WESTMINSTER RD, BUFFALO, NY 14224-1926 |
| Document Number | 0140978444 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 14097/8444 |
| Instrument | 2023125874 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 118 WESTMINSTER RD, BUFFALO, NY 14224-1926 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 118 WESTMINSTER RD, WEST SENECA, NY 14224-1926 |
| Document Number | 0140224882 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 14022/4882 |
| Instrument | 2021215034 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 118 WESTMINSTER RD, BUFFALO, NY 14224-1926 |
| Document Number | 0138578663 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 118 WESTMINSTER RD WEST SENECA NY 142241926, WEST SENECA, NY 14224-1926 |
| Document Number | 0138578663 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 013857/008663 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 118 Westminster Rd was $6,299, up 87.8% from the year before.
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,299.00 (+87.81%) | ||
| 2025 | $3,354.00 (-45.37%) | $60,700 (-) Land $5,800 Building $54,900 | $252,900 (+4.16%) Land $24,165 Building $228,735 |
| 2024 | $6,139.00 Homeowner's exemption | $60,700 (-) Land $5,800 Building $54,900 | $242,800 (+4%) Land $23,200 Building $219,600 |
| 2023 | $60,700 Land $5,800 Building $54,900 | $233,462 Land $22,308 Building $211,154 | |
| 2019 | $5,136.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 118 Westminster Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–1987) |
| Most Recent Claim | Jun 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Westminster Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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