Hampden County and Westfield City property record for 118 Western Cir, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,449 sqft · built 1955 |
| Lot Size | 0.978 acres (42,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Jun 2022) |
| Tax Bill | $5,944 (2026) |
| Deeds & Mortgages | Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:83 L:40 |
| Primary APN | WFLD M:83 L:40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,449 sqft Living Area |
| Gross Area | 3,926 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,600 sqft (0.978 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 118 WESTERN CIR |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 40 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 812902 |
118 Western Cir is owned and occupied by an individual who bought it in June 2022.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 WESTERN CIR, WESTFIELD, MA 01085-3421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on File |
| Deed Sale | Jun 30, 2022 · Amount on File |
| Deed Document Number | 202239752 |
| Deed Book / Page | 24619 / 193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jun 30, 2022 |
| Property Address | 118 WESTERN CIR, WESTFIELD, MA 01085-3421 |
| Document Number | 024619-193 |
| Book / Page | 24619 / 193 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 39752 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1181 RUSSELL RD # A, A, WESTFIELD, MA 01085-2155 |
The 2026 property tax bill for 118 Western Cir was $5,944, up 10.8% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,944.00 (+10.79%) | $398,100 (+12.65%) Land $144,400 Building $253,700 | $377,617 (-7.77%) |
| 2025 | $5,365.00 | $353,400 Land $138,500 Building $214,900 | $409,450 (+2.11%) |
| 2024 | $400,995 | ||
| 2023 | $5,077.00 | $299,000 Land $119,700 Building $179,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Western Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1979–2011) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Western Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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