118 Wesley St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 118 Wesley St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 1963
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Companies on Record
Last Sale	$1,870,000 (Apr 2025)
Tax Bill	$13,816 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-171-10`

Property Details

APN / Parcel Number

Primary APN	`036-171-10`
Alternative APN	`036-171-10-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
Gross Area	2,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	118 WESLEY ST
City	CAPITOLA
State	CA
Zip	95010-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SEAVIEW PARK
Legal Lot Number	10
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1012
Census Tract	121801

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	5005 IRONWOOD DR, SOQUEL, CA 95073-3032
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 19, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025 · Amount on Record
Deed Sale	Apr 8, 2025 · Amount on Record
Prior Sale	Dec 10, 2015 · Amount on Record
Deed Document Number	20257074
Prior Transfer Date	May 4, 2007
Prior Transfer Doc	0000025402
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	118 WESLEY ST, CAPITOLA, CA 95010-3723
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 WESLEY ST, CAPITOLA, CA 95010-3723

Mortgage

Document Number	0000021008
Date	Oct 31, 2023
Instrument	2023-0021008

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 19, 2022
Property Address	118 WESLEY ST, CAPITOLA, CA 95010-3723
Document Number	0000033261
Map Reference	MB 37 PG 26
Instrument Date	Dec 12, 2022
Instrument	2022-0033261
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 WESLEY ST, CAPITOLA, CA 95010-3723

Mortgage

Document Number	0000033262
Date	Dec 19, 2022
Instrument	2022-0033262

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,907,400 (+73.63%) Land $1,525,920 Building $381,480
2025	$13,816.00 (+7.31%)	$1,098,565 (+4.04%) Land $903,238 Building $195,327
2024	$12,875.00 (+2.21%)
2023	$12,597.00 (+1.13%) Homeowner's exemption	$1,055,906 Land $868,164 Building $187,742	$1,219,320
2022	$12,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks.

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