118 Waterfront Pl, Dayton, OH 45458 Property Records

Montgomery County property record for 118 Waterfront Pl, Dayton, OH 45458

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,008 sqft · built 1989
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Sep 2023)
Tax Bill	$2,030 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67 51015 0010`

Property Details

APN / Parcel Number

Primary APN	`O67 51015 0010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Lot Area	1,307 sqft
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	118 WATERFRONT PL
City	DAYTON
State	OH
Zip	45458-3864
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLDG 1 UNIT 118 WATERFRONT PLACE CONDO SEC 1 & GAR
Legal Subdivision	WATERFRONT PLACE CONDO
Legal Lot Number	10
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	40306

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 WATERFRONT PL, DAYTON, OH 45458-3864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Jan 8, 2009 · Amount on Record
Deed Document Number	202300049737
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 27, 2023
Property Address	118 WATERFRONT PL, DAYTON, OH 45458-3864
Document Number	0000049737
Map Reference	MB 141 PG 26-26B
Instrument Date	Sep 11, 2023
Instrument	202300049737
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 WATERFRONT PL, DAYTON, OH 45458-3864

Mortgage

Document Number	0000049738
Date	Sep 27, 2023
Instrument	202300049738

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	118 WATERFRONT PL, DAYTON, OH 45458-3864
Document Number	0000060796
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 WATERFRONT PL #118 DAYTON OH 454583864, 118, DAYTON, OH 45458-3864

Mortgage

Document Number	0000060796
Date	Oct 9, 2020
Instrument	60796

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,240 (-) Land $9,000 Building $31,240
2024	$2,030.00 (-20.27%)
2023	$2,546.00 (+9.13%)	$40,240 (+38%) Land $9,000 Building $31,240	$114,950 (+37.98%) Land $25,700 Building $89,250
2022	$2,333.00	$29,160 Land $6,520 Building $22,640
2020			$83,310 Land $18,630 Building $64,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Point Broadband.

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