Rowan County property record for 118 Water Ave, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1938 |
| Lot Size | 0.294 acres (12,807 sqft) |
| Owner | Company Name on Record |
| Last Sale | $105,000 (Nov 2017) |
| Tax Bill | $878 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-30 00 127.00 |
| Primary APN | 080-30 00 127.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,040 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,807 sqft (0.294 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8588 |
|---|---|
| Street Address | 118 WATER AVE |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & LOT WATER AVENUE |
| Legal Subdivision | TOLLIVER ADDITION NO 2 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950202 |
Source: Rowan County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 952 N TOLLIVER RD, MOREHEAD, KY 40351-1348 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 7, 2021 | Intrafamily Transfer, Transfer |
| Nov 20, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on Record |
| Deed Sale | Nov 20, 2017 · Amount on Record |
| Deed Document Number | 2017407510 |
| Deed Book / Page | 266 / 77 |
| Last Transfer Date | Mar 23, 2021 |
| Transfer Doc | 00D279/298 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 7, 2021 |
| Property Address | 118 WATER AVE, MOREHEAD, KY 40351-1354 |
| Document Number | 00D279/298 |
| Book / Page | D279 / 298 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2008976 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 952 N TOLLIVER RD, MOREHEAD, KY 40351-1348 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Nov 20, 2017 |
| Property Address | 118 WATER AVE, MOREHEAD, KY 40351-1354 |
| Document Number | 00D266/077 |
| Book / Page | D266 / 077 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 407510 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 WATER AVE, 118, MOREHEAD, KY 40351-1354 |
| Name | Verified Name |
|---|---|
| Address | 952 N TOLLIVER RD, MOREHEAD, KY 40351-1348 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $878.00 (-1.79%) | $105,000 (-) Land $25,000 Building $80,000 | $105,000 (-) Land $25,000 Building $80,000 |
| 2023 | $894.00 | $105,000 Land $10,000 Building $95,000 | $105,000 Land $10,000 Building $95,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD STATE UNIVERSITY state or territorial government · serves 6,500 people · EPA ID KY1030480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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