118 Washington St, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 118 Washington St, Hudson, MA 01749

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,718 sqft · built 1846
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Aug 2023)
Tax Bill	$7,402 (2025)
Deeds & Mortgages	Jun 2021 Refinance Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40256`

Property Details

APN / Parcel Number

Primary APN	`40256`
Alternative APN	`HUDS M:0040 B:0000 L:0256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,718 sqft Living Area
Gross Area	3,464 sqft
1st Floor Area	1,028 sqft
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1846
Effective Year Built	Effective 1846
Architectural Style	Other
Construction Type	Steel Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	40256
Street Address	118 WASHINGTON ST
City	HUDSON
State	MA
Zip	01749-2728
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SB
Legal Lot Number	256
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1016
Census Tract	322200

Owner

Source: Middlesex County and Hudson Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 WASHINGTON ST, HUDSON, MA 01749-2728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MID-ISLAND MORTGAGE CORP
Aug 15, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Nov 2, 2015 · Amount on Record
Deed Book / Page	81891 / 496
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	118 WASHINGTON ST, HUDSON, MA 01749-2728
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078153-82
Date	Jun 30, 2021
Book Page	78153/82
Instrument	149197

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Aug 15, 2023
Property Address	118 WASHINGTON ST, HUDSON, MA 01749-2728
Document Number	081891-496
Book / Page	81891 / 496
Instrument Date	Aug 15, 2023
Instrument	91667
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000091668
Date	Aug 15, 2023
Instrument	91668

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,402.00 (+7.67%)	$533,300 (+8.59%) Land $180,300 Building $353,000	$589,015
2024	$6,875.00 (+0.04%)	$491,100 (+4.33%) Land $163,900 Building $327,200
2023	$6,872.00	$470,700 Land $157,600 Building $313,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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