Cheshire County and Winchester Town property record for 118 Warwick Rd, Winchester, NH 03470
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,573 sqft · built 1975 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,341 (2024) |
| Deeds & Mortgages | Sep 2021 Line of Credit Apr 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | WNCH M:00005 B:000117 L:000000 |
| Primary APN | WNCH M:00005 B:000117 L:000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,573 sqft Living Area |
| Gross Area | 4,541 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 36,155 sqft (0.83 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 118 WARWICK RD |
|---|---|
| City | WINCHESTER |
| State | NH |
| Zip | 03470-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRI |
| Legal Block | 117 |
| Jurisdiction | WINCHESTER TOWN NH |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 971700 |
Source: Cheshire County and Winchester Town records · APN WNCH M:00005 B:000117 L:000000
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 WARWICK RD, WINCHESTER, NH 03470-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 12, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Property Address | 118 WARWICK RD, WINCHESTER, NH 03470-2807 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3182-19 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 3182/19 |
| Instrument | 2110365 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Property Address | 118 WARWICK RD, WINCHESTER, NH 03470-2807 |
| Document Number | 0030620174 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2019 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 118 WARWICK RD WINCHESTER NH 034702807, WINCHESTER, NH 03470-2807 |
| Document Number | 0030620174 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 003062/000174 |
| Instrument | 2758 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cheshire County and Winchester Town records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Winchester Town |
| Elementary School District | Winchester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $6,341.00 (-7.67%) | $216,800 (-) Land $45,000 Building $171,800 |
| 2023 | $6,868.00 (+10.38%) | $216,800 (-) Land $45,000 Building $171,800 |
| 2022 | $6,222.00 | $216,800 Land $45,000 Building $171,800 |
Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1984–1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 42 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINCHESTER WATER DEPT serves 2,800 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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