118 Wareham's Pt, Williamsburg, VA 23185 Property Records

James City County property record for 118 Wareham's Pt, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,409 sqft · built 1990
Lot Size	0.109 acres (4,748 sqft)
Owner	Company Name on Record
Last Sale	$465,000 (May 2017)
Tax Bill	$4,941 (2025)
Deeds & Mortgages	Sep 2025 Transfer Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`50-4 19-0-0118`

Property Details

APN / Parcel Number

Primary APN	`50-4 19-0-0118`
Alternative APN	`12949`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,409 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Wood Shingle
Lot Area	4,748 sqft (0.109 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	365 sqft
Patio Area	365 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	12949
Street Address	118 WAREHAMS PT
City	WILLIAMSBURG
State	VA
Zip	23185-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-118 WAREHAM'S POINT
Legal Subdivision	KINGSMILL
Legal Lot Number	118
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1006
Census Tract	80104

Owner

Source: James City County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	118 WAREHAMS PT, WILLIAMSBURG, VA 23185-8921
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 2, 2022	Deed of Trust, Mortgage · Unknown FIRST CITIZENS BANK & TRUST COMPANY
Dec 2, 2022	Deed of Trust, Mortgage · Unknown FIRST CITIZENS BANK & TRUST COMPANY
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit FIRST ADVANTAGE FCU
May 4, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Prior Sale	Jun 18, 2013 · Amount on Record
Deed Document Number	20179061
Last Transfer Date	Sep 26, 2025
Transfer Doc	0202513920
Record Updated	Jun 8, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 29, 2025
Property Address	118 WAREHAMS PT, WILLIAMSBURG, VA 23185-8921
Document Number	0202513920
Map Reference	MB 53 PG 5&6
Instrument Date	Sep 26, 2025
Instrument	202513920
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	118 WAREHAMS PT, WILLIAMSBURG, VA 23185-8921

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	118 WAREHAMS PT, WILLIAMSBURG, VA 23185-8921
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202216930
Date	Dec 2, 2022
Instrument	202216930

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	118 WAREHAMS PT, WILLIAMSBURG, VA 23185-8921
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202216929
Date	Dec 2, 2022
Instrument	202216929

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	118 WAREHAMS PT, WILLIAMSBURG, VA 23185-8921
Document Number	0000000481
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000481
Date	Jan 10, 2019
Instrument	481

Lender

Name	FIRST ADVANTAGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2049

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 4, 2017
Property Address	118 WAREHAMS PT, WILLIAMSBURG, VA 23185-8921
Document Number	0000009061
Instrument Date	Apr 25, 2017
Instrument	9061
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 WAREHAMS PT WILLIAMSBURG VA 231858921, WILLIAMSBURG, VA 23185-8921

Mortgage

Document Number	9062
Date	May 4, 2017
Instrument	9062

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	LYNCHBURG, VA 24501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Mortgage

Document Number	9063,
Date	May 4, 2017
Instrument	9063

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	MIDLOTHIAN, VA 23112

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,941.00 (+6.42%)	$595,300 (+12.51%) Land $142,200 Building $453,100	$595,300 (+12.51%) Land $142,200 Building $453,100
2024	$4,643.00 (+5.74%)
2023	$4,391.00	$529,100 Land $142,200 Building $386,900	$529,100 Land $142,200 Building $386,900
2022	$4,391.00 (+13.61%)
2019	$3,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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