Schenectady County and Schenectady City property record for 118 Ward Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 924 sqft · built 1938 |
| Lot Size | 0.432 acres (18,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,500 (Feb 2023) |
| Tax Bill | $5,958 (2026) |
| Deeds & Mortgages | Jul 2026 Transfer Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.78-1-28 |
| Primary APN | 421500 50.78-1-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Upper Floors Area | 264 sqft |
| Attic | Attic |
| Attic Area | 264 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,840 sqft (0.432 acres) |
| Lot Dimensions | 157 ft deep x 120 ft wide |
| Porch | Slab |
| Porch Area | 222 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 118 WARD AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 519, 520 & 521 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 WARD AVE, SCHENECTADY, NY 12304-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 3, 2023 | Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2023 · Amount on Record |
| Deed Sale | Feb 3, 2023 · Amount on Record |
| Prior Sale | May 10, 2004 · Amount on Record |
| Deed Document Number | 20236509 |
| Deed Book / Page | 2102 / 183 |
| Prior Transfer Date | Jul 14, 2010 |
| Prior Transfer Doc | 1824000140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 13, 2026 |
| Property Address | 118 WARD AVE, SCHENECTADY, NY 12304-1436 |
| Document Number | 0000015827 |
| Book / Page | 2175 / 577 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202615827 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 WARD AVE, SCHENECTADY, NY 12304-1436 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 3, 2023 |
| Property Address | 118 WARD AVE, SCHENECTADY, NY 12304-1436 |
| Document Number | 0000006509 |
| Book / Page | 2102 / 183 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 202306509 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 939 MARION AVE, SCHENECTADY, NY 12303-1526 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 WARD AVE, SCHENECTADY, NY 12304-1436 |
| Document Number | 0000006510 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 202306510 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2053 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,958.00 (+2.02%) | ||
| 2025 | $5,840.00 (+4.72%) | $115,900 (-) Land $17,400 Building $98,500 | $191,919 (+30.82%) Land $28,813 Building $163,106 |
| 2023 | $115,900 (-) Land $17,400 Building $98,500 | $146,709 (+3.8%) Land $22,025 Building $124,684 | |
| 2022 | $115,900 Land $17,400 Building $98,500 | $141,341 Land $21,219 Building $120,122 | |
| 2021 | $5,577.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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