118 Walnut St, Reading, MI 49274 Property Records

Hillsdale County property record for 118 Walnut St, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 2001
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on File
Last Sale	$67,500 (Mar 2002)
Tax Bill	$1,202 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-090-001-020`

Property Details

APN / Parcel Number

Primary APN	`20-090-001-020`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	132 ft deep x 77 ft wide

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	118 WALNUT ST
City	READING
State	MI
Zip	49274-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1LDRES
Legal Description	LOT 33 PROUTYS SOUTH ADD SEC 26 T7S R4W CITY OF READING
Legal Range	04W
Legal Township	07S
Legal Section	26
Legal Subdivision	SOUTH ADD
Legal Lot Number	33
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	5
Census Block	5038
Census Tract	50400

Owner

Source: Hillsdale County assessment roll, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 WALNUT ST, READING, MI 49274-9544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 1, 2002 · Amount on Record
Deed Sale	Mar 1, 2002 · Amount on Record
Prior Sale	May 4, 2001 · Amount on Record
Last Transfer Date	Dec 16, 2021
Transfer Doc	001815/565
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Dec 21, 2021
Property Address	118 WALNUT ST, READING, MI 49274-9544
Document Number	001815/565
Book / Page	1815 / 565
Map Reference	LB 01 PG 07
Instrument Date	Dec 16, 2021
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	PUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 WALNUT ST, 118, READING, MI 49274-9544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 WALNUT ST, READING, MI 49274-9544

Mortgage

Document Number	0001815566
Date	Dec 21, 2021
Instrument	1815/566

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,100 (-1.78%)	$130,110 (-1.9%) Land $8,781 Building $121,329
2025	$1,202.00 (+15.47%) Homeowner's exemption	$67,300 (+35.96%)	$132,625 (+36.56%) Land $8,781 Building $123,844
2023		$49,500	$97,117 Land $7,768 Building $89,349
2021	$1,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING serves 1,078 people · EPA ID MI0005620
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

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