118 Walnut Cir, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 118 Walnut Cir, Atlantic Beach, NC 28512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,831 sqft · built 1983
Lot Size	0.352 acres (15,333 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Feb 2020)
Tax Bill	$2,187 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6355.16.92.7766000`

Property Details

APN / Parcel Number

Primary APN	`6355.16.92.7766000`
Alternative APNs	`128528` `59895`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,831 sqft Heated Area
Gross Area	2,954 sqft
1st Floor Area	1,832 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,333 sqft (0.352 acres)
Lot Dimensions	191 ft deep x 80 ft wide
View / Lot	Waterfront - Canal
Garage Type	Unfinished

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	77 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	59895
Street Address	118 WALNUT CIR
City	ATLANTIC BEACH
State	NC
Zip	28512-6545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L19 BII PINE KNOLL SHORES
Legal Subdivision	PINE KNOLL SHORES EXTENSION
Legal Block	92
Legal Lot Number	19
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2036
Census Tract	971003

Owner

118 Walnut Cir is owned and occupied by two individuals who bought it in February 2020.

Source: Carteret County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 WALNUT CIR, ATLANTIC BEACH, NC 28512-6545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 24, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 12, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2020 · Amount on File
Deed Sale	Feb 12, 2020 · Amount on File
Deed Document Number	20201663044
Deed Book / Page	1663 / 44
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	118 WALNUT CIR, PINE KNOLL SHORES, NC 28512-6545
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017040150
Date	Jan 15, 2021
Book Page	1704/150
Instrument	1704150

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	118 WALNUT CIR, PINE KNOLL SHORES, NC 28512-6545
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016880403
Date	Sep 24, 2020
Book Page	1688/403
Instrument	1688403

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Feb 12, 2020
Property Address	118 WALNUT CIR, PINE KNOLL SHORES, NC 28512-6545
Document Number	0016630044
Book / Page	1663 / 044
Map Reference	MB 7 PG 18
Instrument Date	Jan 28, 2020
Instrument	1663044
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6909 N RIDGE DR, 6909, RALEIGH, NC 27615-7034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 PELICAN DR, ATLANTIC BEACH, NC 28512

Mortgage

Document Number	1663045
Date	Feb 12, 2020
Instrument	1663-045

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 118 Walnut Cir was $2,187.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Pine Knoll Shores Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$928,472 (-) Land $538,006 Building $390,466	$928,472 (-) Land $538,006 Building $390,466
2025	$2,187.00	$928,472 Land $538,006 Building $390,466	$928,472 Land $538,006 Building $390,466
2023		$460,860 Land $261,576 Building $199,284	$460,860 Land $261,576 Building $199,284
2022	$1,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Walnut Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 461 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,290 units insured incl. 829 condo units
Nearby Flood Claims	52 (1999–2024)
Claims Outside the SFHA	16 of 52
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Dorian, Sep 2019 · 4 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Walnut Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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