St. Louis County property record for 118 W Wisconsin Ave, Gilbert, MN 55741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,015 sqft · built 1908 |
| Lot Size | 0.082 acres (3,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (Aug 2021) |
| Tax Bill | $932 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-0010-02370 |
| Primary APN | 060-0010-02370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,015 sqft Gross Area |
| 1st Floor Area | 859 sqft |
| Basement Area | 667 sqft |
| Finished Basement | 667 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,599 sqft (0.082 acres) |
| Garage Area | 572 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 270 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1115222 |
|---|---|
| Street Address | 118 W WISCONSIN AVE |
| City | GILBERT |
| State | MN |
| Zip | 55741-5029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0031 BLOCK:010 SERIAL # |
| Legal Subdivision | GILBERT |
| Legal Block | 10 |
| Legal Lot Number | 31 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GILBERT |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 13500 |
118 W Wisconsin Ave is owned and occupied by an individual who bought it in August 2021.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 W WISCONSIN AVE, GILBERT, MN 55741-5029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 17, 2021 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Jul 21, 2017 | Warranty Deed, Transfer WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on File |
| Deed Sale | Aug 17, 2021 · Amount on File |
| Prior Sale | Jul 21, 2017 · Amount on File |
| Deed Document Number | 20211045397 |
| Prior Transfer Date | Feb 8, 2012 |
| Prior Transfer Doc | 0000910957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 11, 2026 |
| Property Address | 118 W WISCONSIN AVE, GILBERT, MN 55741-5029 |
| Document Number | 0001105865 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20261105865 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 118 W WISCONSIN AVE, GILBERT, MN 55741-5029 |
| Investor | Possibly a Property Investor |
| Document Number | 0001105865, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 20261105865 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 17, 2021 |
| Property Address | 118 W WISCONSIN AVE, GILBERT, MN 55741-5029 |
| Document Number | 0001045397 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 1045397 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 W WISCONSIN AVE, GILBERT, MN 55741-5029 |
| Investor | Possibly a Property Investor |
| Document Number | 0001045398 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 1045398 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 21, 2017 |
| Property Address | 118 W WISCONSIN AVE, GILBERT, MN 55741-5029 |
| Document Number | 000T987534 |
| Instrument Date | Jul 21, 2017 |
| Instrument | T987534 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 W WISCONSIN AVE GILBERT MN 557415029, GILBERT, MN 55741-5029 |
| Document Number | T987535 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | T987535 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 20, 2047 |
The 2026 property tax bill for 118 W Wisconsin Ave was $932 with a homeowner's exemption, up 5.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Gilbert City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $932.00 (+5.91%) Homeowner's exemption | ||
| 2025 | $880.00 (-13.21%) Homeowner's exemption | $128,800 (+25.66%) Land $5,100 Building $123,700 | $128,800 (+25.66%) Land $5,100 Building $123,700 |
| 2024 | $1,014.00 | $102,500 Land $4,100 Building $98,400 | $102,500 Land $4,100 Building $98,400 |
| 2022 | $93,100 Land $3,400 Building $89,700 | $93,100 Land $3,400 Building $89,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 W Wisconsin Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 118 W Wisconsin Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Gilbert serves 1,829 people · EPA ID MN1690020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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