Kane County property record for 118 W Reader St, Elburn, IL 60119 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 7,488 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $382,500 (2026) |
| Tax Bill | $8,510.00 (2025) |
| Primary APN | 11-06-228-004 |
|---|
| Fireplace | Fireplace |
|---|---|
| Fireplaces | 1 Fireplaces |
| Exterior Material | Brick Exterior |
|---|---|
| Lot Area | 7,488 sqft (0.172 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|
| Street Address | 118 W READER ST |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-8216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | GATES ADD/ELBURN |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Minor Civil Division | BLACKBERRY |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 854507 |
Source: Kane County records · APN 11-06-228-004
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 W READER ST, ELBURN, IL 60119-8216 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 02, 2022 | Deed of Trust, Mortgage KANE COUNTY TEACHERS CU |
| Aug 22, 2025 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Jan 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK |
| Dec 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2026 · Amount on Record |
| Deed Sale | Jan 09, 2026 · Amount on Record |
| Prior Sale | Dec 22, 2020 · Amount on Record |
| Deed Doc Number | 20261153 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 118 W READER ST, ELBURN, IL 60119-8216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011935 |
|---|---|
| Date | Mar 02, 2022 |
| Instrument | 2022K011935 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 118 W READER ST, ELBURN, IL 60119-8216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000032010 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 2025K032010 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 21, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 09, 2026 |
| Property Address | 118 W READER ST, ELBURN, IL 60119-8216 |
| Document Number | 0000001153 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2026K001153 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 W READER ST, ELBURN, IL 60119-8216 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 118 W READER ST, ELBURN, IL 60119-8216 |
| Document Number | 0000001154 |
|---|---|
| Date | Jan 09, 2026 |
| Instrument | 2026K001154 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 118 W READER ST, ELBURN, IL 60119-8216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ATTORNEYS TTL GUARANTY FUND |
| Name | Verified Name |
|---|
| Document Number | 0000031493 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020K031493 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 22, 2020 |
| Property Address | 118 W READER ST, ELBURN, IL 60119-8216 |
| Document Number | 0000080239 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2020K080239 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 W READER ST, 118, ELBURN, IL 60119-8216 |
| Name | Verified Name |
|---|---|
| Address | 118 W READER ST, ELBURN, IL 60119-8216 |
| Document Number | 0000080240 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020K080240 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,510.00 (+3.38%) Homeowner's exemption | ||
| 2024 | $8,232.00 (+18.98%) Homeowner's exemption | $105,661 (+32.22%) Land $8,489 Building $97,172 | $317,110 (+32.27%) Land $25,477 Building $291,633 |
| 2022 | $6,919.00 (+6.97%) Homeowner's exemption | $79,914 (+7.74%) Land $7,032 Building $72,882 | $239,742 (+7.74%) Land $21,096 Building $218,646 |
| 2021 | $6,468.00 Homeowner's exemption | $74,173 Land $6,730 Building $67,443 | $222,519 Land $20,190 Building $202,329 |
118 W Reader St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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