Cattaraugus County and Olean City property record for 118 W Oak St, Olean, NY 14760 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1892 |
| Square Footage | 1,122 sqft Living Area |
| Lot Size | 4,224 sqft (0.097 acres) |
| Garage | Attached, 330 sqft |
| Last Sale | $122,000 (2024) |
| Tax Bill | $3,035.00 (2025) |
| Primary APN | 041200 94.040-2-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,122 sqft Living Area |
| 1st Floor | 666 sqft 1st Floor |
| 2nd Floor | 456 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 4,224 sqft (0.097 acres) |
| Depth X Width | 132 ft x 32 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 330 sqft Garage |
| Porch Area | 55 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 037480 |
|---|---|
| Street Address | 118 W OAK ST |
| City | OLEAN |
| State | NY |
| Zip | 14760-1231 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 42.000 |
| Jurisdiction | CATTARAUGUS NY |
| Minor Civil Division | OLEAN |
| Census Blockgroup | 2 |
| Census Block | 2036 |
| Census Tract | 961500 |
Source: Cattaraugus County and Olean City records · APN 041200 94.040-2-42
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 E CONNELL ST, OLEAN, NY 14760-1351 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 04, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance COMMUNITY BANK NA |
| Dec 19, 2024 | Warranty Deed, Transfer · Stand Alone First Mortgage HAMLIN BANK & TRUST COMPANY |
| Sep 12, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on Record |
| Deed Sale | Dec 19, 2024 · Amount on Record |
| Prior Sale | Sep 12, 2017 · Amount on Record |
| Deed Doc Number | 2024202415969 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 118 W OAK ST, OLEAN, NY 14760-1231 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002882 |
|---|---|
| Date | Mar 04, 2024 |
| Instrument | 202402882 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Dec 19, 2024 |
| Property Address | 118 W OAK ST, OLEAN, NY 14760-1231 |
| Document Number | 0000015969 |
| Instrument Date | Dec 19, 2024 |
| Instrument | 202415969 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 E CONNELL ST, OLEAN, NY 14760-1351 |
| Document Number | 0000015970 |
|---|---|
| Date | Dec 19, 2024 |
| Instrument | 202415970 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Sep 12, 2017 |
| Property Address | 118 W OAK ST, OLEAN, NY 14760-1231 |
| Document Number | 0282955001 |
| Book / Page | 028295 / 005001 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 142 N 2ND ST ALLEGANY NY 147061047, ALLEGANY, NY 14706-1047 |
Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| Municipality | Olean City |
| Unified School District | Olean City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,035.00 (+67.49%) | $65,000 (+35.42%) Land $3,500 Building $61,500 | $91,549 (+48.77%) Land $4,930 Building $86,619 |
| 2024 | $1,812.00 | ||
| 2023 | $48,000 Land $3,500 Building $44,500 | $61,538 Land $4,487 Building $57,051 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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