118 W Main St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 118 W Main St, Somerville, NJ 08876

Property Summary

Property Type	Vacant Land
Lot Size	0.075 acres (3,280 sqft)
Owner	Individual Name on Record
Tax Bill	$21,533 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-00114-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`18-00114-0000-00029`
Alternative APN	`180011400029`

Interior

Stories	3 Stories

Exterior

Exterior Material	Brick
Construction Type	Brick
Lot Area	3,280 sqft (0.075 acres)
Lot Dimensions	149 ft deep x 22 ft wide

Location & Zoning

Street Address	118 MAIN ST
City	SOMERSET
State	NJ
Zip	08873-2620
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	B1
Legal Block	114
Legal Lot Number	29
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2029
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 W MAIN ST, SOMERVILLE, NJ 08876-2216
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITY BANK
Aug 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage UNITY BANK
Aug 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage UNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	118 W MAIN ST, SOMERVILLE, NJ 08876-2216
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 W MAIN ST, SOMERVILLE, NJ 08876-2216

Mortgage

Document Number	0000015031
Date	Apr 13, 2022
Book Page	7437/2801
Instrument	2022015031

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	118 W MAIN ST, SOMERVILLE, NJ 08876-2216
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029451
Date	Aug 6, 2018
Book Page	7061/3428
Instrument	2018029451

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	118 W MAIN ST, SOMERVILLE, NJ 08876-2216
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029453
Date	Aug 6, 2018
Book Page	7061/3446
Instrument	2018029453

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,900 (-) Land $124,700 Building $403,200	$527,900 (-) Land $124,700 Building $403,200
2025	$21,533.00 (-5.07%)	$527,900 (-) Land $124,700 Building $403,200	$527,900 (-) Land $124,700 Building $403,200
2024	$22,683.00 (+5.11%)
2023		$527,900 Land $124,700 Building $403,200	$527,900 Land $124,700 Building $403,200
2022	$21,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures