118 W End Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 118 W End Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1956
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on File
Last Sale	$921,000 (Aug 2022)
Tax Bill	$13,717 (2025)
Deeds & Mortgages	Nov 2025 Construction Loan Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-01402-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`18-01402-0000-00030`
Alternative APNs	`1800118B00052A` `180140200030`

Interior

Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	150 ft deep x 76 ft wide

Location & Zoning

Old Parcel Number	1800118B00052A
Street Address	118 W END AVE
City	SUMMIT
State	NJ
Zip	07901-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	CITY/SUMMIT
Legal Block	1402
Legal Lot Number	30
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2007
Census Tract	37800

Owner

118 W End Ave is owned and occupied by two individuals who bought it in August 2022.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 W END AVE, SUMMIT, NJ 07901-1223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Construction Mortgage FULTON BANK NA
Aug 12, 2022	Deed, Transfer · Conventional Mortgage THE DIME SAVINGS BANK WILLIAMSBURGH
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 27, 2017	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Mar 6, 2013 · Amount on File
Deed Document Number	202221325
Deed Book / Page	6477 / 2166
Prior Transfer Date	Oct 1, 2008
Prior Transfer Doc	0057410064
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	118 W END AVE, SUMMIT, NJ 07901-1223
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 W END AVE, SUMMIT, NJ 07901-1223

Mortgage

Document Number	0157222691
Date	Nov 18, 2025
Book Page	15722/2691
Instrument	85362

Lender

Name	FULTON BANK NA
Type	Bank
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	371 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 12, 2022
Property Address	118 W END AVE, SUMMIT, NJ 07901-1223
Document Number	0064772166
Book / Page	6477 / 2166
Instrument Date	Jul 18, 2022
Instrument	21325
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,658.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 W END AVE, 118, SUMMIT, NJ 07901-1223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 W END AVE, SUMMIT, NJ 07901-1223

Mortgage

Document Number	0000041715
Date	Aug 12, 2022
Instrument	41715

Lender

Name	THE DIME SAVINGS BANK WILLIAMSBURGH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	118 W END AVE, SUMMIT, NJ 07901-1223
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148980126
Date	Mar 2, 2021
Book Page	14898/126
Instrument	5762

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	118 W END AVE, SUMMIT, NJ 07901-1223
Document Number	0142710086
Book / Page	014271 / 000086
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 W END AVE SUMMIT NJ 079011223, SUMMIT, NJ 07901-1223

Mortgage

Document Number	0142710086
Date	May 16, 2017
Book Page	014271/000086
Instrument	640373

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	SALEM, NC 27114-6040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 118 W End Ave was $13,717, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,800 (-) Land $156,800 Building $150,000	$306,800 (-) Land $156,800 Building $150,000
2025	$13,717.00 (+2.64%)	$306,800 Land $156,800 Building $150,000	$306,800 Land $156,800 Building $150,000
2024	$13,364.00
2023		$306,800 Land $156,800 Building $150,000	$306,800 Land $156,800 Building $150,000
2022	$13,140.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 118 W End Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	30 (1979–2019)
Claims Outside the SFHA	23 of 30
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 W End Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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