118 W Elder Ave, Duncan, OK 73533 Property Records

Stephens County property record for 118 W Elder Ave, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1957
Lot Size	0.125 acres (5,457 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Oct 2021)
Tax Bill	$349 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16382`

Property Details

APN / Parcel Number

Primary APN	`16382`
Alternative APN	`1111-00-004-022-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,457 sqft (0.125 acres)
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16382
Street Address	118 W ELDER AVE
City	DUNCAN
State	OK
Zip	73533-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 4 LOT 22 COTTEN #2
Legal Range	07W
Legal Township	01N
Legal Section	33
Legal Subdivision	COTTEN #2
Legal Block	4
Legal Lot Number	22
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	2
Census Block	2025
Census Tract	400

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 W ELDER AVE, DUNCAN, OK 73533-5611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage HALLIBURTON EMPLOYEES FCU
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENDURANCE FCU
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 18, 2021	Warranty Deed, Transfer STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO
Aug 9, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	20219715
Deed Book / Page	6049 / 137
Prior Transfer Date	Aug 1, 2011
Prior Transfer Doc	004184/079
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	118 W ELDER AVE, DUNCAN, OK 73533-5611
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005330/078
Date	Jul 18, 2017
Book Page	5330/078
Instrument	2017-957584

Lender

Name	HALLIBURTON EMPLOYEES FCU
Type	Non-Lending Institution
Address	DUNCAN, OK 73533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	118 W ELDER AVE, DUNCAN, OK 73533-5611
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005907/16
Date	Jan 4, 2021
Book Page	5907/16
Instrument	2021-000002

Lender

Name	ENDURANCE FCU
Type	Credit Union
Address	DUNCAN, OK 73533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Dec 5, 2032

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Oct 5, 2021
Property Address	118 W ELDER AVE, DUNCAN, OK 73533-5611
Document Number	006049/137
Book / Page	6049 / 137
Instrument Date	Oct 5, 2021
Instrument	2021-009715
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 W ELDER AVE, DUNCAN, OK 73533-5611

Mortgage

Document Number	2021009716
Date	Oct 5, 2021
Instrument	2021-009716

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 18, 2021
Property Address	118 W ELDER AVE, DUNCAN, OK 73533-5611
Document Number	005992/189
Book / Page	5992 / 189
Instrument Date	Jun 18, 2021
Instrument	2021-005614
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$74.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 W ELDER AVE, DUNCAN, OK 73533-5611

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEPHENS OK
Recording Date	Aug 9, 2019
Property Address	118 W ELDER AVE, DUNCAN, OK 73533-5611
Document Number	005696/284
Book / Page	5696 / 284
Instrument Date	Jul 16, 2019
Instrument	2019-007945
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,142 (-) Land $257 Building $5,885	$55,837 (-15.71%) Land $2,337 Building $53,500
2025	$349.00 (-0.29%) Homeowner's exemption	$6,142 (+3%) Land $253 Building $5,889	$66,243 (+3.37%) Land $2,729 Building $63,514
2024	$350.00 (-14.63%) Homeowner's exemption	$5,963 (-) Land $300 Building $5,663	$64,084 (+4.54%) Land $2,729 Building $61,355
2023	$410.00 Homeowner's exemption	$5,963 Land $300 Building $5,663	$61,303 Land $2,729 Building $58,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

118 W Elder Ave, Duncan, OK 73533 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W Elder Ave

Nearby Streets

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