118 W 3rd St, Gray, PA 15544 Property Records

Somerset County property record for 118 W 3rd St, Gray, PA 15544

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,942 sqft · built 1920
Lot Size0.324 acres (14,113 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Aug 2026)
Tax Bill$958 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS21-044-033-000

Property Details

APN / Parcel Number

Primary APNS21-044-033-000
Alternative APNs
  • S21-044-033-00
  • 210017040

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,942 sqft Living Area
1st Floor Area784 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsbestos
Lot Area14,113 sqft (0.324 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelCoal

Location & Zoning

Account Number210017040
Street Address118 3RD ST
CityGRAY
StatePA
Zip15544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24 BEING 0.324 A GRAY 2 STY FR HO POLE BLDG
Legal Lot Number24
JurisdictionSOMERSET PA
Township / Civil DivisionJENNER
Census Block Group4
Census Block4021
Census Tract20602

Owner

Source: Somerset County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address118 W 3RD ST, GRAY, PA 15544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2026 · Amount on Record
Deed SaleAug 19, 2026 · Amount on Record
Deed Document Number20266103
Deed Book / Page3208 / 1078
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET PA
Recording DateAug 19, 2026
Property Address118 W 3RD ST, GRAY, PA 15544
Document Number0000006103
Book / Page3208 / 1078
Instrument DateAug 5, 2026
Instrument20266103
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanySTC SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$50,500.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006104,
DateAug 19, 2026
Instrument20266104
Lender
NameSOMERSET TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountySomerset County
County SubdivisionJenner Township
Unified School DistrictNorth Star School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$958.00 (+3.79%) Homeowner's exemption$16,350 (-)
2024$923.00 (+5.13%)$16,350 (-)
2023$878.00$16,350
1998$32,700 Land $7,420 Building $25,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAY AREA WATR AUTH OF JEN TWP
serves 700 people · EPA ID PA4560036
Water SourceGroundwater
Last State InspectionNov 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 3rd St

Nearby Streets

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