118 W 14th St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 118 W 14th St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,943 sqft · built 1850
Lot Size	0.034 acres (1,498 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Sep 2020)
Tax Bill	$18,447 (2025)
Deeds & Mortgages	Sep 2020 Sale & Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`081-0002-0468-00`

Property Details

APN / Parcel Number

Primary APN	`081-0002-0468-00`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	4 Stories
Building Area	2,943 sqft Living Area
1st Floor Area	868 sqft
2nd Floor Area	2,075 sqft
Upper Floors Area	2,075 sqft
Attic	Attic
Attic Area	273 sqft
Basement Area	868 sqft

Exterior

Year Built	Built 1850
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	1,498 sqft (0.034 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	118 W 14TH ST
City	CINCINNATI
State	OH
Zip	45202-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOURTEENTH ST 0.0344 AC FR1 T4 S18
Legal Subdivision	GEORGE W JONES SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1018
Census Tract	900

Owner

118 W 14th St is owned by two individuals who bought it in September 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1775 DEER HILL DR, HAMILTON, OH 45013-9360
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Warranty Deed, Transfer · Line of Credit KEMBA CU
Jan 5, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Oct 10, 2013 · Amount on File
Deed Document Number	0000092337
Deed Book / Page	014251 / 002129
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 11, 2020
Property Address	118 W 14TH ST, CINCINNATI, OH 45202-7535
Document Number	0000092337
Book / Page	014251 / 002129
Instrument Date	Aug 31, 2020
Instrument	92337
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1775 DEER HILL DR HAMILTON OH 450139360, HAMILTON, OH 45013-9360

Mortgage

Document Number	92338
Date	Sep 11, 2020
Book Page	014251/002131
Instrument	92338

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	118 W 14TH ST, CINCINNATI, OH 45202-7535
Document Number	0000003527
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 W 14TH ST CINCINNATI OH 452027535, CINCINNATI, OH 45202-7535

Mortgage

Document Number	0000003527
Date	Jan 12, 2017
Book Page	013332/000335
Instrument	3527

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 118 W 14th St was $18,447, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,447.00 (+3.14%)	$290,500 (+%) Land $48,752 Building $241,748
2024	$17,885.00 (+57.54%)	$290,499 (-) Land $48,751 Building $241,748
2023	$11,353.00 (+160.15%)	$290,499 (+71.74%) Land $48,751 Building $241,748	$830,000 Land $139,290 Building $690,710
2022	$4,364.00 Homeowner's exemption	$169,155 Land $44,779 Building $124,376
2020			$483,300 Land $127,940 Building $355,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 W 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 118 W 14th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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