118 Upper Lake Dr, Easley, SC 29640 Property Records

Pickens County property record for 118 Upper Lake Dr, Easley, SC 29640

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,606 sqft · built 2017
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Oct 2017)
Tax Bill	$1,275 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5110-12-96-4482`

Property Details

APN / Parcel Number

Primary APN	`5110-12-96-4482`
Alternative APN	`R0045125`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,606 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0045125
Street Address	118 UPPER LAKE DR
City	EASLEY
State	SC
Zip	29640-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTAGUE LAKES LOT 055 PLAT 329/15 PLAT 330/7,8
Legal Subdivision	MONTAGUE LAKES
Legal Block	96
Legal Lot Number	55
Jurisdiction	PICKENS SC
Township / Civil Division	EASLEY EAST
Census Block Group	1
Census Block	1010
Census Tract	10603

Owner

Source: Pickens County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 UPPER LAKE DR, EASLEY, SC 29640-8719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2017	Deed, Transfer · Conventional Mortgage BOFI FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Document Number	201715879
Deed Book / Page	1900 / 71
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	118 UPPER LAKE DR, EASLEY, SC 29640-8719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016351
Date	Oct 21, 2020
Book Page	5753/235
Instrument	202016351

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Oct 5, 2017
Property Address	118 UPPER LAKE DR, EASLEY, SC 29640-8719
Document Number	0000015879
Book / Page	1900 / 071
Map Reference	MB330 PG7&8
Instrument Date	Oct 2, 2017
Instrument	201715879
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	118 UPPER LAKE DR, JEFFERSON, NC 28640

Mortgage

Document Number	0000015880
Date	Oct 5, 2017
Instrument	201715880

Lender

Name	BOFI FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,275.00 (+8.42%)	$13,510 (+14.98%) Land $1,310 Building $12,200	$464,100 (+57.96%) Land $45,000 Building $419,100
2024	$1,176.00 (+1.55%)	$11,750 (-) Land $1,140 Building $10,610	$293,800 (-) Land $28,500 Building $265,300
2023	$1,158.00 (-1.95%)	$11,750 (-) Land $1,140 Building $10,610	$293,800 (-) Land $28,500 Building $265,300
2022	$1,181.00	$11,750 Land $1,140 Building $10,610	$293,800 Land $28,500 Building $265,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DACUSVILLE-CEDAR ROCK WT CO serves 8,700 people · EPA ID SC3920008
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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