Westchester County and Ossining Town property record for 118 Underhill Rd, Ossining, NY 10562 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1955 |
| Square Footage | 2,102 sqft Living Area |
| Lot Size | 25,265 sqft (0.58 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $435,000 (2008) |
| Tax Bill | $12,929.00 (2025) |
| Primary APN | 554203 89.20-4-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,102 sqft Living Area |
| 1st Floor | 1,602 sqft 1st Floor |
| Basement Area | 500 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Unfinished Basement | 500 sqft Unfinished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level Style |
| Exterior Material | Wood Exterior |
| Lot Area | 25,265 sqft (0.58 acres) |
| Depth X Width | 215 ft x 125 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 400 sqft Garage |
| Carport | Carport |
| Carport Area | 400 sqft Carport |
| Porch Area | 162 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 118 UNDERHILL RD |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-5104 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 22.000 |
| Jurisdiction | WESTCHESTER NY |
| Minor Civil Division | OSSINING |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 13402 |
Source: Westchester County and Ossining Town records · APN 554203 89.20-4-22
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 UNDERHILL RD, OSSINING, NY 10562-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Aug 30, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NORTH AMERICAN SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2008 · Amount on Record |
| Deed Sale | Nov 18, 2008 · Amount on Record |
| Deed Doc Number | 2008483150305 |
| Prior Transfer Date | May 05, 1997 |
| Prior Transfer Doc | 1195000065 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 118 UNDERHILL RD, OSSINING, NY 10562-5104 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 118 UNDERHILL RD, OSSINING, NY 10562-5104 |
| Document Number | 0652683414 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 652683414 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 118 UNDERHILL RD, OSSINING, NY 10562-5104 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 118 UNDERHILL RD, 10362 |
| Document Number | 0612833027 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 612833027 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 118 UNDERHILL RD, OSSINING, NY 10562-5104 |
| Document Number | 0592553051 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|---|
| Address | 118 UNDERHILL RD OSSINING NY 105625104, OSSINING, NY 10562-5104 |
| Document Number | 0592553051 |
|---|---|
| Date | Nov 06, 2019 |
| Book Page | 059255/003051 |
| Name | NORTH AMERICAN SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | GRANDVIEW, MO 64030 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2049 |
Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,929.00 | $649,100 (+9.35%) Land $249,500 Building $399,600 | $649,100 (+9.35%) Land $249,500 Building $399,600 |
| 2024 | Additional exemption filed | $593,600 (-8.78%) Land $186,100 Building $407,500 | $593,600 (-8.78%) Land $186,100 Building $407,500 |
| 2023 | $650,700 Land $186,100 Building $464,600 | $650,700 Land $186,100 Building $464,600 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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