118 Troy Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 118 Troy Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,711 sqft · built 2012
Lot Size	0.2 acres (8,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,100 (Jul 2012)
Tax Bill	$6,180 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R229163`

Property Details

APN / Parcel Number

Primary APN	`R229163`
Alternative APNs	`72363590501000111` `229163`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,711 sqft Living Area
Gross Area	3,109 sqft
1st Floor Area	1,523 sqft
2nd Floor Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,729 sqft (0.2 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 TROY LN
City	RED OAK
State	TX
Zip	75154-5049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK E EASTRIDGE SOUTH PH I .2004 AC
Legal Subdivision	EASTRIDGE SOUTH PH I
Legal Block	E
Legal Lot Number	10
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3014
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 TROY LN, RED OAK, TX 75154-5049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 3, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2012 · Amount on Record
Deed Sale	Jul 20, 2012 · Amount on Record
Prior Sale	May 3, 2012
Deed Document Number	201216015
Deed Book / Page	2640 / 1230
Prior Transfer Date	Jul 18, 2012
Prior Transfer Doc	0026401230
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	118 TROY LN, RED OAK, TX 75154-5049
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 TROY LN, RED OAK, TX 75154-5049

Mortgage

Document Number	0002322675
Date	Aug 2, 2023
Instrument	2322675

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Aug 1, 2042

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	118 TROY LN, RED OAK, TX 75154-5049
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 TROY LN, RED OAK, TX 75154-5049

Mortgage

Document Number	0002305783
Date	Mar 3, 2023
Instrument	2305783

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	233 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,000 (-11.9%) Land $65,000 Building $268,000	$333,000 (-11.9%) Land $65,000 Building $268,000
2025	$6,180.00 (-1.56%) Homeowner's exemption	$378,000 (-16.12%) Land $65,000 Building $313,000	$378,000 (-16.12%) Land $65,000 Building $313,000
2024	$6,278.00 (+11.99%)
2023	$5,606.00 (+15.35%) Homeowner's exemption	$450,631 Land $65,000 Building $385,631	$450,631 Land $65,000 Building $385,631
2018	$4,860.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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