118 Trantham St SW, Concord, NC 28027 Property Records

Cabarrus County property record for 118 Trantham St SW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1955
Lot Size	0.427 acres (18,600 sqft)
Owner	2 Individual Names on File
Last Sale	$117,000 (Sep 2018)
Tax Bill	$1,287 (2023)
Deeds & Mortgages	Oct 2026 Sale Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5529 44 0494`

Property Details

APN / Parcel Number

Primary APN	`5529 44 0494`
Alternative APNs	`11037 0005.000000` `125779`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,704 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	248 ft deep x 75 ft wide
Driveway	Concrete Driveway
Driveway Area	300 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	480 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	125779
Street Address	118 TRANTHAM ST SW
City	CONCORD
State	NC
Zip	28027-7115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LTS 34-35 P/O 33 J C& J F FISHER
Legal Subdivision	WHITEHALL PHIFER PARK
Legal Lot Number	34-35
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	1
Census Block	1030
Census Tract	42102

Owner

118 Trantham St SW is owned and occupied by two individuals who acquired it in October 2026.

Source: Cabarrus County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 TRANTHAM ST SW, CONCORD, NC 28027-7115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Prior Sale	Aug 12, 2013 · Amount on File
Deed Book / Page	13170 / 274
Last Transfer Date	Oct 12, 2026
Transfer Doc	0000023924
Record Updated	Oct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 12, 2026
Property Address	118 TRANTHAM ST SW, CONCORD, NC 28027-7115
Document Number	0000023924
Book / Page	18202 / 339
Instrument Date	Oct 12, 2026
Instrument	202623924
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 TRANTHAM ST SW, CONCORD, NC 28027-7115

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	118 TRANTHAM ST SW, CONCORD, NC 28027-7115
Document Number	1394981
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 TRANTHAM ST SW CONCORD NC 280277115, CONCORD, NC 28027-7115

Mortgage

Document Number	1394981
Date	Jan 15, 2020
Book Page	013949/000081
Instrument	1367

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 4, 2018
Property Address	118 TRANTHAM ST SW, CONCORD, NC 28027-7115
Document Number	13170274
Book / Page	013170 / 000274
Instrument Date	Aug 28, 2018
Instrument	22233
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 TRANTHAM ST SW CONCORD NC 280277115, CONCORD, NC 28027-7115

Mortgage

Document Number	13170277
Date	Sep 4, 2018
Book Page	013170/000277
Instrument	22234

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 3, 2033

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,070 (-) Land $50,000 Building $130,070
2025		$180,070 Land $50,000 Building $130,070
2024			$180,070 (+70.75%) Land $50,000 Building $130,070
2023	$1,287.00	$105,460 Land $30,000 Building $75,460	$105,460 Land $30,000 Building $75,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Trantham St SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Trantham St SW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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