Sacramento County property record for 118 Thomas Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,925 sqft · built 1984 |
| Lot Size | 0.481 acres (20,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,000 (Jun 2018) |
| Tax Bill | $8,004 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-0470-018-0000 |
| Primary APN | 071-0470-018-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,925 sqft Living Area |
| 1st Floor Area | 2,925 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | H-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 20,970 sqft (0.481 acres) |
| Garage Area | 813 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 17,441 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 118 THOMAS CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-4809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-ML |
| Legal Description | WILLOW CREEK ESTATES 03, LOT 179 |
| Legal Subdivision | WILLOW CREEK ESTATES 03 |
| Legal Lot Number | 179 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 8402 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 THOMAS CT, FOLSOM, CA 95630-4809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 20, 2021 | Quit Claim Deed, Transfer · VA Mortgage HOME PT FIN'L |
| Jul 16, 2020 | Deed of Trust, Mortgage · Line of Credit SAFE FCU |
| Jun 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Jun 28, 2018 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on Record |
| Deed Sale | Jun 28, 2018 · Amount on Record |
| Prior Sale | Dec 9, 1994 · Amount on Record |
| Deed Book / Page | 20180628 / 1101 |
| Prior Transfer Date | Jun 27, 2012 |
| Prior Transfer Doc | 0000000660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 20, 2021 |
| Property Address | 118 THOMAS CT, FOLSOM, CA 95630-4809 |
| Document Number | 2101202159 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 2101202159 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 THOMAS CT FOLSOM CA 956304809, FOLSOM, CA 95630-4809 |
| Document Number | 2101202160 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2101202160 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 118 THOMAS CT, FOLSOM, CA 95630-4809 |
| Document Number | 2008131481 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 THOMAS CT FOLSOM CA 956304809, FOLSOM, CA 95630-4809 |
| Document Number | 2008131481 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 2008131481 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630-8765 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 118 THOMAS CT, FOLSOM, CA 95630-4809 |
| Document Number | 1907011180 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 118 THOMAS CT FOLSOM CA 956304809, FOLSOM, CA 95630-4809 |
| Document Number | 1907011180 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 1907011180 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 28, 2018 |
| Property Address | 118 THOMAS CT, FOLSOM, CA 95630-4809 |
| Document Number | 1806281101 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 1806281101 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $709.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 THOMAS CT FOLSOM CA 956304809, FOLSOM, CA 95630-4809 |
| Document Number | 1806281102 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 1806281102 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2048 |
| Document Number | 1806281103, |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 1806281103 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $748,571 (+2%) Land $222,829 Building $525,742 | |
| 2025 | $8,004.00 (+2.1%) | $733,894 (+4.04%) Land $218,460 Building $515,434 |
| 2024 | $7,839.00 (+1.81%) | |
| 2023 | $7,700.00 (+1.48%) | $705,398 Land $209,978 Building $495,420 |
| 2022 | $7,588.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1986–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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