118 Thayne Dr, Moyock, NC 27958 Property Records

Currituck County property record for 118 Thayne Dr, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,598 sqft · built 2014
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2015)
Tax Bill	$2,667 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`8041-13-5316`

Property Details

APN / Parcel Number

Primary APN	`8041-13-5316`
Alternative APNs	`022J00000100000` `000138498` `8041-13`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,598 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	43,996 sqft (1.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000138498
Street Address	118 THAYNE DR
City	MOYOCK
State	NC
Zip	27958-9102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-SFM
Legal Description	LOT 10 BECKMOORE ESTATES
Legal Subdivision	BECKMOORE ESTATES
Legal Lot Number	10
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	2
Census Block	2009
Census Tract	110202

Owner

118 Thayne Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Currituck County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 THAYNE DR, MOYOCK, NC 27958-9102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 25, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 29, 2020	Deed of Trust, Mortgage · VA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2015 · Amount on File
Deed Sale	Aug 14, 2015 · Amount on File
Prior Sale	Nov 6, 2014 · Amount on File
Deed Book / Page	1337 / 458
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	118 THAYNE DR, MOYOCK, NC 27958-9102
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 THAYNE DR, MOYOCK, NC 27958-9102

Mortgage

Document Number	0017740307
Date	Jun 14, 2024
Book Page	1774/307
Instrument	389686

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	118 THAYNE DR, MOYOCK, NC 27958-9102
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016230233
Date	May 14, 2021
Book Page	1623/233
Instrument	364400

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	118 THAYNE DR, MOYOCK, NC 27958-9102
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 THAYNE DR, MOYOCK, NC 27958-9102

Mortgage

Document Number	0018330217
Date	Nov 25, 2025
Book Page	1833/217
Instrument	399216

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	118 THAYNE DR, MOYOCK, NC 27958-9102
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015490302
Date	Jul 29, 2020
Book Page	1549/302
Instrument	353359

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 118 Thayne Dr was $2,667, down 0.4% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,667.00 (-0.37%)	$381,300 (-) Land $90,000 Building $291,300
2024	$2,677.00 (+9.76%)	$381,300 (-) Land $90,000 Building $291,300
2023	$2,439.00 (+18.98%)	$381,300 (-) Land $90,000 Building $291,300	$381,300 (-) Land $90,000 Building $291,300
2022	$2,050.00	$381,300 Land $90,000 Building $291,300	$381,300 (-) Land $90,000 Building $291,300
2021			$381,300 Land $90,000 Building $291,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Thayne Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	14 (2015–2020)
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Thayne Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Fixed Wireless · Cable in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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