118 Taylor Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 118 Taylor Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,998 sqft · built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Aug 2021)
Tax Bill	$2,337 (2026)
Deeds & Mortgages	Nov 2023 Second Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55L3-3-274`

Property Details

APN / Parcel Number

Primary APN	`55L3-3-274`
Alternative APN	`8050226`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	1,998 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	999 sqft
Basement Area	999 sqft
Unfinished Basement	999 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Terrain	Rolling
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	58 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050226
Street Address	118 TAYLOR CT
City	STEPHENSON
State	VA
Zip	22656-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	RED BUD RUN L274 S3 P3
Legal Subdivision	RED BUD
Legal Phase	3
Legal Lot Number	274
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1007
Census Tract	51104

Owner

118 Taylor Ct is owned and occupied by two individuals who bought it in August 2021.

Source: Frederick County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 TAYLOR CT, STEPHENSON, VA 22656-2236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR
Mar 5, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage INTEGRIT HOME MORTGAGE CORPORATION
Nov 9, 2017	Grant Deed, Construction Loan FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Mar 5, 2018 · Amount on File
Deed Document Number	202113592
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	118 TAYLOR CT, STEPHENSON, VA 22656-2236
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010496
Date	Nov 28, 2023
Instrument	230010496

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 12, 2021
Property Address	118 TAYLOR CT, STEPHENSON, VA 22656-2236
Document Number	0000013592
Instrument Date	Aug 5, 2021
Instrument	210013592
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NOT AVAILABLE, ATTTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 TAYLOR CT, STEPHENSON, VA 22656-2236

Mortgage

Document Number	0000013593
Date	Aug 12, 2021
Instrument	210013593

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 5, 2018
Property Address	118 TAYLOR CT, STEPHENSON, VA 22656-2236
Document Number	0000002029
Instrument Date	Mar 2, 2018
Instrument	180002029
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 TAYLOR CT, STEPHENSON, VA 22656-2235

Mortgage

Document Number	0000002030
Date	Mar 5, 2018
Instrument	180002030

Lender

Name	INTEGRIT HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 9, 2017
Property Address	118 TAYLOR CT, STEPHENSON, VA 22656-2236
Document Number	0000011733
Instrument Date	Nov 9, 2017
Instrument	11733
Transaction Type	Construction Loan
Record Updated	Feb 9, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$87.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 118 Taylor Ct was $2,337, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,337.00 (+10.44%)	$440,900 Land $108,000 Building $332,900	$440,900 Land $108,000 Building $332,900
2025	$2,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Taylor Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Taylor Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber.

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