118 Tara Dr, Flora, MS 39071 Property Records

Madison County property record for 118 Tara Dr, Flora, MS 39071

Property Summary

Property Type	Other Improved
Details	2,495 sqft · built 2018
Lot Size	0.726 acres (31,652 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,861 (Jun 2025)
Tax Bill	$2,397 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`051D-17B-001/15`

Property Details

APN / Parcel Number

Primary APN	`051D-17B-001/15`
Alternative APNs	`051D-17B-001/15.00` `48137`

Interior

Building Area	2,495 sqft Adjusted Area
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	31,652 sqft (0.726 acres)
Patio Area	189 sqft

Location & Zoning

Account Number	48137
Street Address	118 TARA DR
City	FLORA
State	MS
Zip	39071-9216
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 12 TARA PART 1 E@65
Legal Range	01W
Legal Township	08N
Legal Section	17
Legal Subdivision	TARA PT 1
Legal Lot Number	12
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1009
Census Tract	30302

Owner

Source: Madison County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 TARA DR, FLORA, MS 39071-9216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit KEESLER FCU
Jun 18, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage KEESLER FCU
Jul 1, 2022	Warranty Deed, Transfer
Apr 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 8, 2018	Deed of Trust, Mortgage MERCHANTS & PLANTERS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Sep 26, 2022
Deed Document Number	20251029597
Deed Book / Page	4567 / 738
Prior Transfer Date	Apr 15, 2019
Prior Transfer Doc	0003712/47
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	118 TARA DR, FLORA, MS 39071-9216
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 TARA DR, FLORA, MS 39071-9216

Mortgage

Document Number	004260/367
Date	Sep 20, 2022
Book Page	4260/367
Instrument	966075

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 18, 2025
Property Address	118 TARA DR, FLORA, MS 39071-9216
Document Number	004567/738
Book / Page	4567 / 738
Map Reference	CAB E SL 65A
Instrument Date	Jun 18, 2025
Instrument	1029597
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1033 VICTORIA SQ, MADISON, MS 39110-9522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 TARA DR, FLORA, MS 39071-9216

Mortgage

Document Number	0001029598
Date	Jun 18, 2025
Instrument	1029598

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Sep 20, 2022
Property Address	118 TARA DR, FLORA, MS 39071-9216
Document Number	004260/377
Book / Page	4260 / 377
Map Reference	CAB E SL 65A
Instrument Date	Sep 13, 2022
Instrument	966076
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 TARA DR, 118, FLORA, MS 39071-9216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 TARA DR, FLORA, MS 39071-9216

Mortgage

Document Number	0000966074
Date	Sep 20, 2022
Instrument	966074

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 1, 2022
Property Address	118 TARA DR, FLORA, MS 39071-9216
Document Number	004230/571
Book / Page	4230 / 571
Map Reference	CAB E SL 65A
Instrument Date	Jun 29, 2022
Instrument	960665
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149771 HIGHWAY 22, BOLTON, MS 39041

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 TARA DR, FLORA, MS 39071-9216

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 22, 2019
Property Address	118 TARA DR, FLORA, MS 39071-9216
Document Number	0000862575
Book / Page	003712 / 000047
Instrument Date	Apr 15, 2019
Instrument	862575
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 TARA DR FLORA MS 390719216, FLORA, MS 39071-9216

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	118 TARA DR, FLORA, MS 39071-9216
Document Number	0000840768
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 KAY BROADWATER RD UTICA MS 391758709, UTICA, MS 39175-8709

Mortgage

Document Number	0000840768
Date	Jun 11, 2018
Book Page	003610/000483
Instrument	840768

Lender

Name	MERCHANTS & PLANTERS BK
Type	Bank
Address	RAYMOND, MS 39154

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 10, 2028

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Flora Town
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,397.00 Homeowner's exemption	$22,070 (-)	$220,700 (-) Land $37,000 Building $183,700
2024	$2,397.00
2023	$2,397.00 Homeowner's exemption	$22,070 (-)	$220,700 (-) Land $37,000 Building $183,700
2022	$2,397.00 Homeowner's exemption	$22,070	$220,700 Land $37,000 Building $183,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	499 / 285

Cell Coverage

5G (outdoors only) and 4G LTE

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