118 Sunlight Ct, Frederick, MD 21702 Property Records

Frederick County property record for 118 Sunlight Ct, Frederick, MD 21702 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 2009
Square Footage	3,052 sqft Living Area
Lot Size	9,958 sqft (0.229 acres)
Garage	Attached, 432 sqft
Occupancy	Owner Occupied
Last Sale	$680,000 (2026)
Tax Bill	$10,467.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-463393`
Alternative APN	`463393`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,052 sqft Living Area
Gross Area	3,484 sqft Gross Area
1st Floor	2,096 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	9,958 sqft (0.229 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	432 sqft Garage
Porch	Open Porch
Porch Area	204 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	463393
Street Address	118 SUNLIGHT CT
City	FREDERICK
State	MD
Zip	21702-3357
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 429 PL 1 SECT 4 9,958 SQ. FT. CLOVER RIDGE
Legal Subdivision	CLOVER RDG SEC 04 01
Legal Lot Number	429
Jurisdiction	FREDERICK MD
Minor Civil Division	21, TUSCARORA
Census Blockgroup	2
Census Block	2002
Census Tract	751201

Owner

Source: Frederick County records · APN 02-463393

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	118 SUNLIGHT CT, FREDERICK, MD 21702-3357
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Dec 07, 2009 · Amount on Record
Deed Doc Number	2026
Deed Book / Page	17856 / 75
Record Refreshed	Sep 20, 2026

May 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FREDERICK MD
Recording Date	May 11, 2026
Property Address	118 SUNLIGHT CT, FREDERICK, MD 21702-3357
Document Number	1785000075
Book / Page	17856 / 75
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCE GUARANTY COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$686,800.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	118 SUNLIGHT CT, FREDERICK, MD 21702-3357

Mortgage

Document Number	1785000080,
Date	May 11, 2026
Book Page	17856/80

Lender

Name	STATE EMPLOYEES CREDIT UNION (NC)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,467.00 (+8.64%)	$568,600 (+20.14%) Land $110,400 Building $458,200	$568,600 (-) Land $110,400 Building $458,200
2024	$9,635.00 (+12.1%)
2023	$8,595.00	$473,267	$568,600 Land $110,400 Building $458,200

Flood & Wildfire

118 Sunlight Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 6th percentile of exposed land nationally · 13th in Maryland
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.