118 Sumner St, Suffolk, VA 23438 Property Records

Suffolk City property record for 118 Sumner St, Suffolk, VA 23438

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,102 sqft · built 1942
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$187,600 (Aug 2026)
Tax Bill	$2,009 (2025)
Deeds & Mortgages	Jan 2021 Refinance Jul 2019 Sale & Mortgage
APN	`64A*125`

Property Details

APN / Parcel Number

Primary APN	`64A*125`
Alternative APN	`101195600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,102 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	101195600
Street Address	118 SUMNER ST
City	SUFFOLK
State	VA
Zip	23438-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE CE
Legal Description	L 108, WEST ST
Legal Subdivision	WEST WHALEYVILLE
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1003
Census Tract	75801

Owner

Source: Suffolk City records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 SUMNER ST, SUFFOLK, VA 23438-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWTOWNE MORTGAGE
Jul 3, 2019	Special Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	20269941
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	118 SUMNER ST, SUFFOLK, VA 23438-9703
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	VA HOME TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001095
Date	Jan 21, 2021
Instrument	210001095

Lender

Name	NEWTOWNE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 3, 2019
Property Address	118 SUMNER ST, SUFFOLK, VA 23438-9703
Document Number	190007069
Instrument Date	Jun 12, 2019
Instrument	190007069
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	INSIGHT TITLE & STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SUMNER ST, SUFFOLK, VA 23438-9703

Mortgage

Document Number	190007070
Date	Jul 3, 2019
Instrument	190007070

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$145,700 (+2.97%) Land $46,000 Building $99,700
2025	$2,009.00 (+5.35%)	$145,700 (+2.97%) Land $46,000 Building $99,700	$141,500 (+3.13%) Land $46,000 Building $95,500
2024	$1,907.00 (+27.56%)	$141,500 (+3.13%) Land $46,000 Building $95,500
2023	$1,495.00	$137,200 Land $46,000 Building $91,200	$137,200 Land $46,000 Building $91,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHALEYVILLE WATER WKS serves 545 people · EPA ID VA3800880
Water Source	Groundwater
Last State Inspection	Dec 2023
Also Mapped Here	CITY OF SUFFOLK
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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