Clayton County property record for 118 Summit Dr, Mc Gregor, IA 52157
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 540 sqft · built 1929 |
| Lot Size | 0.177 acres (7,689 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $780 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3499092014 |
| Primary APN | 3499092014 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 540 sqft Living Area |
| Basement Area | 270 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,689 sqft (0.177 acres) |
| Lot Dimensions | 91 ft deep x 95 ft wide |
| Deck Area | 72 sqft |
| Patio Area | 207 sqft |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 118 SUMMIT DR |
|---|---|
| City | MC GREGOR |
| State | IA |
| Zip | 52157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD ADDN. LOT 3 0 BLK 4 |
| Legal Subdivision | RIDGEWOOD |
| Legal Block | 4 |
| Legal Lot Number | 30 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | MENDON |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 70100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Effigy Mounds National Monument listed 1966 · 192 contributing resources · NRIS 66000109 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
118 Summit Dr is owned by an individual who acquired it in June 2015.
Source: Clayton County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 531 KIMBALL RD, IOWA CITY, IA 52245-5830 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 29, 2015 |
| Transfer Doc | 2015R01795 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 118 Summit Dr was $780, up 26.6% from the year before.
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | McGregor City |
| Unified School District | MFL MarMac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $780.00 (+26.62%) | $49,771 Land $24,760 Building $25,011 | $49,771 Land $24,760 Building $25,011 |
| 2024 | $616.00 | ||
| 2023 | $36,805 Land $15,379 Building $21,426 | $36,805 Land $15,379 Building $21,426 | |
| 2022 | $702.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Summit Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 15 (1982–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Apr 2023 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Summit Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCGREGOR WATER DEPT serves 747 people · EPA ID IA2258012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
May also be available: Verizon.
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