Charles County property record for 118 Stoddert Ave, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,689 sqft · built 1968 |
| Lot Size | 0.244 acres (10,623 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Mar 2023) |
| Tax Bill | $10,520 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Nov 2022 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-012876 |
| Primary APN | 06-012876 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,689 sqft Living Area |
| Gross Area | 1,964 sqft |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 675 sqft |
| Finished Basement | 675 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 10,623 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 012876 |
|---|---|
| Street Address | 118 STODDERT AVE |
| City | WALDORF |
| State | MD |
| Zip | 20602-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | L-34 B-10 S-3-B CARRINGTON NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 10 |
| Legal Lot Number | 34 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 850902 |
118 Stoddert Ave is owned and occupied by two individuals who bought it in March 2023.
Source: Charles County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 STODDERT AVE, WALDORF, MD 20602-2908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Nov 30, 2022 | Trustee's Deed, Foreclosure LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Apr 6, 2018 | Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on File |
| Deed Sale | Mar 8, 2023 · Amount on File |
| Prior Sale | Nov 30, 2022 · Amount on File |
| Deed Document Number | 2023 |
| Deed Book / Page | 12870 / 114 |
| Prior Transfer Date | Feb 23, 2016 |
| Prior Transfer Doc | 0093300325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 8, 2023 |
| Property Address | 118 STODDERT AVE, WALDORF, MD 20602-2908 |
| Document Number | 0128700114 |
| Book / Page | 12870 / 114 |
| Map Reference | MB PCM 11 PL 49 |
| Instrument Date | Feb 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | BAYVIEW TITLE, BAYVIEW TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 118 STODDERT AVE, WALDORF, MD 20602-2908 |
| Document Number | 0012870120 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 12870/120 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 30, 2022 |
| Property Address | 118 STODDERT AVE, WALDORF, MD 20602-2908 |
| Document Number | 0127820233 |
| Book / Page | 12782 / 233 |
| Map Reference | MB PCM 11 PL 49 |
| Instrument Date | Nov 18, 2022 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 13, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,445.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4130 LANCASTER CIR, WALDORF, MD 20603-4681 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 6, 2018 |
| Property Address | 118 STODDERT AVE, WALDORF, MD 20602-2908 |
| Document Number | 0102210493 |
| Book / Page | 10221 / 493 |
| Map Reference | MB PCM11 PL49 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ULTIMATE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 118 STODDERT AVE, WALDORF, MD 20602-2908 |
| Document Number | 0010221502 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 10221/502 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 118 Stoddert Ave was $10,520.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,100 | $378,700 Land $125,000 Building $253,700 | |
| 2025 | $10,520.00 | ||
| 2023 | $4,298.00 (+24.72%) | $301,967 (+9.79%) | $328,900 (-) Land $125,000 Building $203,900 |
| 2022 | $3,446.00 | $275,033 | $328,900 Land $125,000 Building $203,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Stoddert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Stoddert Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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