Carlton County property record for 118 Stenman Rd, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 7.17 acres (312,325 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,202 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-020-8923 |
| Primary APN | 78-020-8923 |
|---|---|
| Alternative APN |
|
| Lot Area | 312,325 sqft (7.17 acres) |
|---|
| Account Number | 37140 |
|---|---|
| Street Address | 118 STENMAN RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW1/4 OF NE1/4 EX TH PT LY SE OF BNRR NRLY TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 49 |
| Legal Section | 36 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 70300 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 STENMAN RD, ESKO, MN 55733-9617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Aug 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 118 STENMAN RD, ESKO, MN 55733-9617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000476266 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | A000476266 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 118 STENMAN RD, ESKO, MN 55733-9617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000493438 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | A000493438 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,202.00 (+9.33%) Homeowner's exemption | ||
| 2025 | $448,600 (+3.46%) Land $99,300 Building $349,300 | $448,600 (+3.46%) Land $99,300 Building $349,300 | |
| 2024 | $4,758.00 Homeowner's exemption | $433,600 (+9.55%) Land $99,300 Building $334,300 | $433,600 (+9.55%) Land $99,300 Building $334,300 |
| 2023 | $4,758.00 Homeowner's exemption | $395,800 (-) Land $93,900 Building $301,900 | $395,800 (-) Land $93,900 Building $301,900 |
| 2022 | $395,800 Land $93,900 Building $301,900 | $395,800 Land $93,900 Building $301,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
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