118 Steeplechase Dr, Smithville, TN 37166 Property Records

DeKalb County property record for 118 Steeplechase Dr, Smithville, TN 37166

Property Summary

Property TypeSingle Family Home
Details2.25 ba · 1,761 sqft · built 1998
Lot Size1.74 acres (75,794 sqft)
OwnerIndividual Name on Record
Last Sale$109,000 (Feb 1998)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN021065J A 03400

Property Details

APN / Parcel Number

Primary APN021065J A 03400
Alternative APN
  • 065J A 03400

Interior

Full Baths2.25 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,761 sqft Living Area
1st Floor Area1,431 sqft
Upper Floors Area550 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2006
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area75,794 sqft (1.74 acres)
Lot Dimensions296 ft deep x 102 ft wide
Garage TypeFinished
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area124 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address118 STEEPLECHASE DR
CitySMITHVILLE
StateTN
Zip37166-7012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDISTRICT: 9; SUBDIVISION: LEXINGTON PARK
Legal SubdivisionLEXINGTON PARK
Legal Lot Number23 24 2
JurisdictionDE KALB TN
Township / Civil Division4
Census Block Group1
Census Block1009
Census Tract920202

Owner

Source: DeKalb County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address118 STEEPLECHASE DR, SMITHVILLE, TN 37166-7012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 1998 · Amount on Record
Deed SaleFeb 11, 1998 · Amount on Record
Prior SaleSep 10, 1997 · Amount on Record
Deed Book / Page85 / 568
Transfer Doc0195000253
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB TN
Recording DateApr 22, 2026
Property Address118 STEEPLECHASE DR, SMITHVILLE, TN 37166-7012
Document Number0000224025
Book / Page618 / 544
Instrument DateApr 16, 2026
Instrument2026224025
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 STEEPLECHASE DR, SMITHVILLE, TN 37166-7012

Mortgage

Document Number0000224025,
DateApr 22, 2026
Book Page618/544
Instrument2026224025
Lender
NameREGIONS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate5.54%
Max Rate-1%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyDeKalb County
MunicipalitySmithville City
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$60,350 (-) Land $10,875 Building $49,475
2023$60,350 Land $10,875 Building $49,475
2021$241,400 Land $43,500 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHVILLE WATER SYSTEM
serves 7,049 people · EPA ID TN0000637
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereDEKALB UTILITY DISTRICT #1
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
DeKalb Telephone Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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