118 State St W, Dunlap, TN 37327 Property Records

Sequatchie County property record for 118 State St W, Dunlap, TN 37327

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,800 sqft · built 1939
Lot Size0.24 acres (10,440 sqft)
OwnerIndividual Name on File
Tax Bill$575 (2023)
Deeds & MortgagesNov 2017 Mortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN077048D J 00610

Property Details

APN / Parcel Number

Primary APN077048D J 00610
Alternative APN
  • 048D J 00610

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1989
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,440 sqft (0.24 acres)
Lot Dimensions116 ft deep x 90 ft wide
TerrainRolling
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft
DrivewayDriveway
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area420 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address118 STATE ST W
CityDUNLAP
StateTN
Zip37327-7903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4
JurisdictionSEQUATCHIE TN
Township / Civil Division4
Census Block Group2
Census Block2016
Census Tract60103

Owner

118 State St W is owned and occupied by an individual who acquired it in September 2017.

Source: Sequatchie County records, as of April 7, 2026

Owner of RecordIndividual Name on File
Mailing Address118 STATE ST W, DUNLAP, TN 37327-7903
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Nov 8, 2017Deed of Trust, Mortgage · FHA Mortgage
REVERSE MORTGAGES.COM
Sep 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2008
Deed SaleMay 15, 2008
Prior SaleApr 29, 1998 · Amount on File
Deed Book / Page246 / 543
Last Transfer DateSep 19, 2017
Transfer Doc0000001920
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEQUATCHIE TN
Property Address118 STATE ST W, DUNLAP, TN 37327-7903
Document Number0000002331
Instrument DateNov 8, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 STATE ST W DUNLAP TN 373277903, DUNLAP, TN 37327-7903

Mortgage

Document Number0000002331
DateNov 16, 2017
Book Page000361/000308
Instrument2331
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1032 Months
Interest
Rate TypeAdjustable Rate
Rate4.86%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEQUATCHIE TN
Property Address118 STATE ST W, DUNLAP, TN 37327-7903
Document Number0000002330
Instrument DateNov 8, 2017
Transaction TypeMortgage
Record UpdatedNov 22, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 STATE ST W DUNLAP TN 373277903, DUNLAP, TN 37327-7903

Mortgage

Document Number0000002330
DateNov 16, 2017
Book Page000361/000289
Instrument2330
Lender
NameREVERSE MORTGAGES.COM
AddressCOLUMBIA, MO 65203
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1032 Months
Interest
Rate TypeAdjustable Rate
Rate4.86%

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEQUATCHIE TN
Recording DateSep 27, 2017
Property Address118 STATE ST W, DUNLAP, TN 37327-7903
Document Number0000001920
Book / Page000359 / 000175
Instrument DateSep 19, 2017
Instrument1920
Transaction TypeTransfer
Record UpdatedOct 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 96 DUNLAP TN 373270096, DUNLAP, TN 37327-0096

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySequatchie County
MunicipalityDunlap City
Unified School DistrictSequatchie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,325 Land $3,750 Building $36,575
2023$575.00 (-18.32%)$23,450 (+10.48%) Land $3,750 Building $19,700$161,300 (+89.99%) Land $15,000 Building $146,300
2022$704.00$21,225 Land $2,850 Building $18,375$84,900 Land $11,400 Building $73,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 State St W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 State St W is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNLAP WATER SYSTEM
serves 9,782 people · EPA ID TN0000205
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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