118 State Rd E, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 118 State Rd E, Westminster, MA 01473 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,361 sqft · built 1900
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Sep 2019)
Tax Bill	$3,563 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:92 B:L:2`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:92 B:L:2`
Alternative APNs	`M:7 B:L:36` `1091`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,361 sqft Living Area
Gross Area	2,373 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1091
Street Address	118 STATE RD E
City	WESTMINSTER
State	MA
Zip	01473-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	2
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3036
Census Tract	708100

Owner

Source: Worcester County and Westminster Town records · APN WMIN M:92 B:L:2

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 STATE RD E, WESTMINSTER, MA 01473-1236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2026	Deed of Trust, Mortgage · ARM ROCKET MORTGAGE LLC
Sep 18, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC
Sep 09, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 16, 2019	Quit Claim Deed, Transfer LYC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	201916825
Deed Book / Page	9432 / 133
Transfer Doc	006953-339
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Recording Date	Apr 06, 2026
Property Address	118 STATE RD E, WESTMINSTER, MA 01473-1236
Document Number	0000012945
Instrument Date	Mar 28, 2026
Instrument	202612945
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 STATE RD E, WESTMINSTER, MA 01473-1236

Mortgage

Document Number	0000012945,
Date	Apr 06, 2026
Instrument	202612945

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Type Change Date	Jul 01, 2031
Index	Other
Margin	2
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	118 STATE RD E, WESTMINSTER, MA 01473-1236
Transaction Type	Mortgage
Record Updated	Oct 08, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011065-314
Date	Sep 18, 2025
Book Page	11065/314
Instrument	12651

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2045

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	118 STATE RD E, WESTMINSTER, MA 01473-1236
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010419-335
Date	Sep 09, 2022
Book Page	10419/335
Instrument	16493

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Sep 16, 2019
Property Address	118 STATE RD E, WESTMINSTER, MA 01473-1236
Document Number	0000011872
Instrument Date	Sep 04, 2019
Instrument	11872
Transaction Type	Transfer
Record Updated	Oct 08, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 STATE RD E WESTMINSTER MA 01473, WESTMINSTER, MA 01473

Mortgage

Document Number	11873
Date	Sep 16, 2019
Instrument	11873

Lender

Name	LYC MORTGAGE LLC
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

Source: Worcester County and Westminster Town records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,563.00 (+4.64%)	$289,700 (+4.32%) Land $106,900 Building $182,800	$454,480
2024	$3,405.00 (-2.32%)	$277,700 (+4.05%) Land $106,900 Building $170,800
2023	$3,486.00	$266,900 Land $99,900 Building $167,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277081003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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