118 Starling Creek Loop, Laredo, TX 78045 Property Records

Webb County property record for 118 Starling Creek Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,694 sqft · built 2009
Lot Size0.134 acres (5,852 sqft)
OwnerIndividual Name on File
Tax Bill$1,208 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN983-70001-070

Property Details

APN / Parcel Number

Primary APN983-70001-070
Alternative APN
  • 345494

Interior

Stories1 Story
Building Area1,694 sqft Living Area
Gross Area1,940 sqft
1st Floor Area1,598 sqft

Exterior

Year BuiltBuilt 2009
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,852 sqft (0.134 acres)
Garage TypeAttached
Garage Area342 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area140 sqft

Location & Zoning

Account Number345494
Old Parcel Number98370001070
Street Address118 STARLING CREEK LOOP
CityLAREDO
StateTX
Zip78045-8115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTARLING CREEK UNIT IX, BLOCK 1, LOT 7
Legal SubdivisionSTARLING CREEK UNIT IX
Legal Block1
Legal Lot Number7
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3017
Census Tract1711

Owner

Source: Webb County records · APN 983-70001-070

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address118 STARLING CREEK LOOP, LAREDO, TX 78045-8115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 2009
Deed SaleOct 08, 2009
Deed Document Number1051791
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address118 STARLING CREEK LOOP, LAREDO, TX 78045-8115
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 STARLING CREEK LOOP, LAREDO, TX 78045-8115

Mortgage

Document Number006002/673
DateMar 18, 2026
Book Page6002/673
Instrument1582440
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Address99 WOOD AVE S STE 301, ISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 11, 2056
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$204,206 (+8.01%) Land $49,040 Building $155,166$204,206 (+8.01%) Land $49,040 Building $155,166
2024$1,208.00 (+12.06%)
2023$189,057 Land $38,389 Building $150,668$189,057 Land $38,389 Building $150,668
2022$1,078.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017113, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50

May also be available: T-Mobile USA.

Based on FCC filings for 244 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX2400001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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