Madison County property record for 118 Stargate Dr, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,708 sqft · built 2003 |
| Lot Size | 0.653 acres (28,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,015,000 (Jun 2021) |
| Tax Bill | $4,966 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-04-1-000-001.045 |
| Primary APN | 16-02-04-1-000-001.045 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,708 sqft Living Area |
| 1st Floor Area | 3,708 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 28,454 sqft (0.653 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 571274 |
|---|---|
| Street Address | 118 STARGATE DR |
| City | MADISON |
| State | AL |
| Zip | 35758-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 254 CLIFTS COVE 5TH ADD A RESUB OF TRACT #3B OF CLIFTS COVE TRACT 3 PB 37 PG 75 |
| Legal Subdivision | CLIFTS COVE 5TH ADD |
| Legal Tract | 3B |
| Legal Lot Number | 254 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11012 |
118 Stargate Dr is owned and occupied by two individuals who bought it in June 2021.
Source: Madison County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 STARGATE DR, MADISON, AL 35758-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jun 10, 2021 | Deed, Transfer · VA Mortgage MIDTOWN MORTGAGE COMPANY LLC |
| Sep 27, 2018 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2021 · Amount on File |
| Deed Sale | Jun 10, 2021 · Amount on File |
| Deed Document Number | 202148105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Apr 14, 2026 |
| Property Address | 118 STARGATE DR, MADISON, AL 35758-3020 |
| Document Number | 2026076358 |
| Book / Page | 2026 / 76358 |
| Instrument Date | Apr 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 118 STARGATE DR, MADISON, AL 35758-3020 |
| Document Number | 2026076358, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 2026/76358 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate | 5.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 10, 2021 |
| Property Address | 118 STARGATE DR, MADISON, AL 35758-3020 |
| Document Number | 0000048105 |
| Map Reference | MB 39 PG 5 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2021-00048105 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | ADM TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 909 DOGWOOD DR, FAYETTEVILLE, TN 37334-2261 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 118 STARGATE DR, MADISON, AL 35758-3020 |
| Document Number | 0000048106 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-00048106 |
| Name | MIDTOWN MORTGAGE COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 118 STARGATE DR, MADISON, AL 35758-3020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062256 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 20180927000062256 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 118 Stargate Dr was $4,966 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,966.00 Homeowner's exemption | $72,000 Land $10,920 Building $61,080 | $719,900 Land $109,200 Building $610,700 |
| 2023 | $4,810.00 (+9.82%) Homeowner's exemption | $69,760 (+9.72%) Land $9,360 Building $60,400 | $697,500 (+9.72%) Land $93,600 Building $603,900 |
| 2022 | $4,380.00 Homeowner's exemption | $63,580 Land $7,800 Building $55,780 | $635,700 Land $78,000 Building $557,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 118 Stargate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Stargate Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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