118 Spicer Hill Rd, Ledyard, CT 06339 Property Records

Ledyard Town property record for 118 Spicer Hill Rd, Ledyard, CT 06339

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,836 sqft · built 1986
Lot Size	2.38 acres (103,673 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Feb 1990)
Tax Bill	$8,569 (2025)
Deeds & Mortgages	May 2025 Mortgage Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`159753`

Property Details

APN / Parcel Number

Primary APN	`159753`
Alternative APNs	`LEDY M:54 B:2300 L:118` `M:0054 B:2300 L:00118`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,836 sqft Living Area
Gross Area	6,179 sqft
Basement Area	2,836 sqft
Unfinished Basement	2,836 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	103,673 sqft (2.38 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	159753
Street Address	118 SPICER HILL RD
City	LEDYARD
State	CT
Zip	06339-1337
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R40
Legal Block	2300
Legal Lot Number	118
Jurisdiction	LEDYARD CT
Township / Civil Division	LEDYARD
Census Block Group	5
Census Block	5028
Census Tract	701100

Owner

Source: Ledyard Town records · APN 159753

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 SPICER HILL RD, LEDYARD, CT 06339-1337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Aug 31, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Oct 25, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Mar 10, 2021	Deed of Trust, Mortgage · Balloon Mortgage NAVY FCU
Mar 10, 2021	Deed of Trust, Mortgage · Balloon Mortgage NAVY FCU
Jul 14, 2021	Quit Claim Deed, Transfer Quitclaim
May 09, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 21, 1990 · Amount on Record
Deed Sale	Feb 21, 1990 · Amount on Record
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	118 SPICER HILL RD, LEDYARD, CT 06339-1337
Transaction Type	Mortgage
Record Updated	Jul 30, 2025
Title Company	NONE AVILABALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000655-80
Date	May 27, 2025
Book Page	655/80
Instrument	2025001110

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2040

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	118 SPICER HILL RD, LEDYARD, CT 06339-1337
Transaction Type	Mortgage
Record Updated	Oct 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000610-252
Date	Aug 31, 2021
Book Page	610/252
Instrument	2021002855

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2031

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	118 SPICER HILL RD, LEDYARD, CT 06339-1337
Transaction Type	Mortgage
Record Updated	Oct 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000638-294
Date	Oct 25, 2023
Book Page	638/294
Instrument	2023002363

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Nov 01, 2028

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	118 SPICER HILL RD, LEDYARD, CT 06339-1337
Transaction Type	Mortgage
Record Updated	Oct 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000600-849
Date	Mar 10, 2021
Book Page	600/849
Instrument	2021000582

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	118 SPICER HILL RD, LEDYARD, CT 06339-1337
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000600-849
Date	Mar 10, 2021
Book Page	600/849
Instrument	2021000582

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEDYARD CT
Recording Date	Jul 14, 2021
Property Address	118 SPICER HILL RD, LEDYARD, CT 06339-1337
Document Number	000607-493
Book / Page	607 / 493
Instrument Date	Jan 20, 2021
Instrument	2021002221
Transaction Type	Transfer
Record Updated	Oct 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SPICER HILL RD, LEDYARD, CT 06339-1337

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	118 SPICER HILL RD, LEDYARD, CT 06339-1337
Document Number	555-585
Book / Page	000555 / 000585
Instrument Date	May 09, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	555-585
Date	May 22, 2017
Book Page	000555/000585
Instrument	1270

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 21, 2037

Tax Assessment & Valuation

Source: Ledyard Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ledyard Town
Unified School District	Ledyard School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,569.00	$230,720 (+0.37%) Land $55,090 Building $175,630	$161,504 Land $38,563 Building $122,941
2024	$8,569.00 (+7.85%)
2023	$7,945.00 (+2.19%)	$229,880 (-) Land $55,090 Building $174,790
2022	$7,775.00	$229,880 Land $55,090 Building $174,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 45 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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