118 Spice St, Salvisa, KY 40372 Property Records

Mercer County property record for 118 Spice St, Salvisa, KY 40372

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,260 sqft
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on File
Last Sale$188,000 (Dec 2025)
Tax Bill$516 (2025)
Deeds & MortgagesDec 2025 Mortgage
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN042.40-04010.00

Property Details

APN / Parcel Number

Primary APN042.40-04010.00
Alternative APN
  • 26044

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,260 sqft Living Area
Family RoomFamily Room

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area56,628 sqft (1.3 acres)
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area168 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemSpace Heater
Heating FuelElectric

Location & Zoning

Account Number26044
Street Address118 SPICE ST
CitySALVISA
StateKY
Zip40372-0900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSALVISA H & L
JurisdictionMERCER KY
Township / Civil DivisionSALVISA-MCAFEE
Census Block Group1
Census Block1032
Census Tract960100

Owner

118 Spice St is owned and occupied by two individuals who bought it in December 2025.

Source: Mercer County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address118 SPICE ST, SALVISA, KY 40372-0900
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 8, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2025 · Amount on File
Deed SaleDec 5, 2025 · Amount on File
Deed Document Number202512051097
Deed Book / Page389 / 38
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER KY
Property Address118 SPICE ST, SALVISA, KY 40372-0900
Transaction TypeMortgage
Record UpdatedDec 30, 2025
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 SPICE ST, SALVISA, KY 40372-0900

Mortgage

Document Number00M824/135
DateDec 5, 2025
Book PageM824/135
Instrument12051100
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCER KY
Recording DateNov 8, 2021
Property Address118 SPICE ST, SALVISA, KY 40372-0900
Document Number00D371/797
Book / PageD371 / 797
Map ReferenceDB 370 PG 354
Instrument DateNov 4, 2021
Instrument12010325
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8704 FAIRMOUNT RIDGE CT, LOUISVILLE, KY 40291-4115

Transferred To (Grantee/Buyer)

NameVerified Name
Address8704 FAIRMOUNT RIDGE CT, LOUISVILLE, KY 40291-4115

Tax Assessment & Valuation

The 2025 property tax bill for 118 Spice St was $516, down 53.8% from the year before.

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMercer County
Unified School DistrictMercer County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$516.00 (-53.8%)$105,720 Land $10,000 Building $95,720$105,720 Land $10,000 Building $95,720
2024$1,117.00 (-0.89%)
2023$1,127.00$93,500$93,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 118 Spice St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1984–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Spice St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH MERCER WATER DISTRICT
serves 9,775 people · EPA ID KY0840321
Water SourcePurchased surface water from several systems
Last State InspectionApr 2023
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
E. coli
resolved · Jun 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spice St

Nearby Streets

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