118 Spencer Rd, Devon, PA 19333 Property Records

Chester County property record for 118 Spencer Rd, Devon, PA 19333

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,132 sqft · built 1926
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,900 (Jan 2020)
Tax Bill	$730 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-3E-10`

Property Details

APN / Parcel Number

Primary APN	`55-3E-10`
Alternative APNs	`5503E00100000` `5503E0010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Traditional
Exterior Material	Stone
Construction Type	Stone
Lot Area	18,000 sqft (0.413 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	118 SPENCER RD
City	DEVON
State	PA
Zip	19333-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT & DWG
Jurisdiction	CHESTER PA
Township / Civil Division	EASTTOWN
Census Block Group	1
Census Block	1006
Census Tract	300201

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 SPENCER RD, DEVON, PA 19333-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 22, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 30, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Jan 8, 2020	Deed, Transfer · Conventional Mortgage PHILADELPHIA MORTGAGE ADVISORS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on Record
Deed Sale	Jan 8, 2020 · Amount on Record
Prior Sale	Oct 3, 1984 · Amount on Record
Deed Document Number	202011709889
Deed Book / Page	10077 / 2377
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	118 SPENCER RD, DEVON, PA 19333-1437
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SPENCER ROAD, WAYNE, PA 19087

Mortgage

Document Number	0109162368
Date	Jul 25, 2022
Book Page	10916/2368
Instrument	11936614

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	118 SPENCER RD, DEVON, PA 19333-1437
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SPENCER RD, DEVON, PA 19333-1437

Mortgage

Document Number	0107701600
Date	Dec 22, 2021
Book Page	10770/1600
Instrument	11894661

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 29, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	118 SPENCER RD, DEVON, PA 19333-1437
Document Number	0102311156
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 SPENCER RD DEVON PA 193331437, DEVON, PA 19333-1437

Mortgage

Document Number	0102311156
Date	Aug 5, 2020
Book Page	010231/001156
Instrument	11751130

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 4, 2035

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Jan 8, 2020
Property Address	118 SPENCER RD, DEVON, PA 19333-1437
Document Number	0100772377
Book / Page	10077 / 2377
Instrument Date	Nov 26, 2019
Instrument	11709889
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	AMERICAN LAND SETMNT SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,998.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 SPENCER RD, DEVON, PA 19333-1437

Mortgage

Document Number	0011709890
Date	Jan 8, 2020
Instrument	11709890

Lender

Name	PHILADELPHIA MORTGAGE ADVISORS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Easttown Township
Unified School District	Tredyffrin-Easttown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$730.00 (-89.37%)	$184,130 (-) Land $52,430 Building $131,700	$184,130 (-) Land $52,430 Building $131,700
2024	$6,867.00	$184,130 Land $52,430 Building $131,700
1998			$184,130 Land $52,430 Building $131,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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