Montcalm County property record for 118 Smith St, Crystal, MI 48818
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,057 sqft |
| Lot Size | 0.445 acres (19,380 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $26,000 (Feb 2009) |
| Tax Bill | $1,901 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance |
| APN | 005-101-007-00 |
| Primary APN | 005-101-007-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,057 sqft Building Perimeter |
| 1st Floor Area | 1,556 sqft |
| Basement Area | 1,074 sqft |
| Unfinished Basement | 1,074 sqft |
| Architectural Style | Traditional |
|---|---|
| Lot Area | 19,380 sqft (0.445 acres) |
| Lot Dimensions | 132 ft deep x 147 ft wide |
| Garage Area | 1,913 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 118 SMITH ST |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-5158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NONE |
| Legal Description | LOTS 7 & 8, & E 15 FT OF LOTS 1 & 2, BLK 1, DRAKE'S PLAT OF VILLAGE OF CRYSTAL. |
| Legal Subdivision | DRAKE'S PLAT |
| Legal Block | 1 |
| Legal Lot Number | 7-8 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 970900 |
Source: Montcalm County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 28, CRYSTAL, MI 48818-0028 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2009 · Amount on Record |
| Deed Sale | Feb 12, 2009 · Amount on Record |
| Prior Sale | Jan 30, 2009 · Amount on Record |
| Deed Book / Page | 1431 / 430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 118 SMITH ST, CRYSTAL, MI 48818-5158 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021R16089 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021R-16089 |
| Name | MICHIGAN ONE CMNTY CU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Dec 1, 2027 |
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Carson City-Crystal Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,800 (+3.89%) | $229,600 (+3.89%) | |
| 2025 | $1,901.00 (-2.31%) | $110,500 (+15.1%) | $221,000 (+130.21%) |
| 2024 | $1,946.00 | ||
| 2023 | $96,000 | $96,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CMS Internet Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 100 / 20 |
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