118 Seventh Ave, Wiggins, CO 80654 Property Records

Morgan County property record for 118 Seventh Ave, Wiggins, CO 80654 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,411 sqft · built 2022
Lot Size	0.257 acres (11,176 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Sep 2025)
Tax Bill	$3,123 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1223-154-02-003`

Property Details

APN / Parcel Number

Primary APN	`1223-154-02-003`
Alternative APN	`R020982`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,411 sqft Total Area
1st Floor Area	1,632 sqft
Basement Area	1,632 sqft
Unfinished Basement	1,632 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,176 sqft (0.257 acres)
Lot Dimensions	151 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	118 SEVENTH AVE
City	WIGGINS
State	CO
Zip	80654-8711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD FARM SUB FILING NO 1 WI BLOCK 2 LOT 03
Legal Subdivision	FARM SUB, FILING NO 1
Legal Block	2
Legal Lot Number	3
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	2
Census Block	2031
Census Tract	200

Owner

Source: Morgan County records · APN 1223-154-02-003

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 SEVENTH AVE, WIGGINS, CO 80654-8711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2022	Deed of Trust, Mortgage · Line of Credit POINTS WEST COMMUNITY BANK
Sep 19, 2025	Warranty Deed, Transfer · Closed-End Mortgage GOLDEN BELT BANK FSA
Aug 22, 2023	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 04, 2023	Special Warranty Deed, Transfer EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	2025958313
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	118 SEVENTH AVE, WIGGINS, CO 80654-8711
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000939147
Date	Mar 08, 2022
Instrument	939147

Lender

Name	POINTS WEST COMMUNITY BANK
Type	Bank
Address	FORT COLLINS, CO 80525

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 04, 2023

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Sep 19, 2025
Property Address	118 SEVENTH AVE, WIGGINS, CO 80654-8711
Document Number	0000958313
Instrument Date	Sep 19, 2025
Instrument	958313
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	118 SEVENTH AVE, WIGGINS, CO 80654-8711

Mortgage

Document Number	0000958314
Date	Sep 19, 2025
Instrument	958314

Lender

Name	GOLDEN BELT BANK FSA
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Aug 22, 2023
Property Address	118 SEVENTH AVE, WIGGINS, CO 80654-8711
Document Number	0000947751
Instrument Date	Aug 16, 2023
Instrument	947751
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$52.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	118 SEVENTH AVE, WIGGINS, CO 80654-8711
Investor	Possibly a Property Investor

Mortgage

Document Number	0000947752
Date	Aug 22, 2023
Instrument	947752

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Aug 04, 2023
Property Address	118 SEVENTH AVE, WIGGINS, CO 80654-8711
Document Number	0000947518
Instrument Date	Aug 01, 2023
Instrument	947518
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO

Transaction

Amount	Amount Recorded
Tax	$52.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4041 HANOVER AVE STE 100, 100, BOULDER, CO 80305-5975
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Wiggins Town
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,123.00 (-5.36%)	$30,420 (-2.53%) Land $5,920 Building $24,500	$486,710 (+4.51%) Land $94,730 Building $391,980
2024	$3,300.00 (+29.77%)	$31,210 (+12.51%) Land $5,650 Building $25,560	$465,700 (+12.47%) Land $84,260 Building $381,440
2023	$2,543.00 (+377.11%)	$27,740 (+461.54%) Land $6,310 Building $21,430	$414,080 (+2,328.62%) Land $94,210 Building $319,870
2022	$533.00	$4,940 Land $4,940	$17,050 Land $17,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (08087C), updated June 8, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 32% of Colorado
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wiggins Telephone Association	Fiber	1,000 / 500
Verizon	Fixed Wireless	300 / 20
NE Colorado Cellular	Fixed Wireless (unlicensed)	150 / 40

May also be available at this address: NE Colorado Cellular. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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