Franklin County property record for 118 Saw Mill Rd, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 848 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $502 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-7-35.0-0-003-053.000 |
| Primary APN | 17-7-35.0-0-003-053.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Patio Area | 294 sqft |
| Street Address | 118 SAW MILL RD |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-4012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CD |
| Legal Description | LOT:34 JENSENS |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 35 |
| Legal Subdivision | JENSENS |
| Legal Block | 3 |
| Legal Lot Number | 34 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 800605 |
118 Saw Mill Rd is owned and occupied by an individual who acquired it in February 2024.
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 SAW MILL RD, UNION, MO 63084-4012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2024 | Warranty Deed, Transfer · FHA Mortgage ACCESS CAPITAL FUNDING |
| Aug 3, 2022 | Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK OF UNION |
| Apr 13, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2024 |
| Deed Sale | Feb 23, 2024 |
| Prior Sale | Apr 13, 2022 |
| Deed Document Number | 2402004 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 23, 2024 |
| Property Address | 118 SAW MILL RD, UNION, MO 63084-4012 |
| Document Number | 0002402004 |
| Map Reference | PB F PG 35 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 2402004 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 558, WARRENTON, MO 63383-0558 |
| Name | Verified Name |
|---|---|
| Address | 118 SAW MILL RD, UNION, MO 63084-4012 |
| Document Number | 0002402005 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2402005 |
| Name | ACCESS CAPITAL FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 118 SAW MILL RD, UNION, MO 63084-4012 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002212245 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2212245 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 13, 2022 |
| Property Address | 118 SAW MILL RD, UNION, MO 63084-4012 |
| Document Number | 0002205959 |
| Map Reference | PB F PG35 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2205959 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 558, WARRENTON, MO 63383-0558 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $502.00 (+12.81%) | $9,517 (+13.66%) | $50,090 (+13.66%) Land $9,570 Building $40,520 |
| 2023 | $445.00 (+12.94%) | $8,373 | $44,070 Land $9,570 Building $34,500 |
| 2022 | $394.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Saw Mill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Saw Mill Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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