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118 Sand Pointe Ln, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 118 Sand Pointe Ln, Bay Point, CA 94565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,162 sqft · built 1987
Lot Size0.137 acres (5,980 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (Oct 2006)
Tax Bill$7,351 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN098-520-023-7

Property Details

APN / Parcel Number

Primary APN098-520-023-7
Alternative APN
  • 098-520-023

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,162 sqft Living Area
1st Floor Area1,162 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1988
Lot Area5,980 sqft (0.137 acres)
Garage TypeAttached
Garage Area412 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address118 SAND POINTE LN
CityBAY POINT
StateCA
Zip94565-6723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP1
Legal DescriptionT6484 L23
Legal SubdivisionSUBDIVISION 6484
Legal Tract6484
Legal Lot Number23
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2011
Census Tract315000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address118 SAND POINTE LN, BAY POINT, CA 94565-6723
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Sep 26, 2024Intrafamily Transfer, Transfer · Stand-Alone First Mortgage
TERRY SHAFFER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2006 · Amount on Record
Deed SaleOct 26, 2006 · Amount on Record
Prior SaleAug 18, 1999 · Amount on Record
Deed Document Number2006343451
Last Transfer DateSep 23, 2024
Transfer Doc0000095111
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Recording DateJun 8, 2026
Property Address118 SAND POINTE LN, BAY POINT, CA 94565-6723
Document Number0000059478
Instrument DateJun 4, 2026
Instrument202659478
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address118 SAND POINTE LN, BAY POINT, CA 94565-6723

Mortgage

Document Number0000059478,
DateJun 8, 2026
Instrument202659478
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.37%
Max Rate-1%

September 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateSep 26, 2024
Property Address118 SAND POINTE LN, BAY POINT, CA 94565-6723
Document Number0000095111
Map ReferenceMB 307 PG 15
Instrument DateSep 23, 2024
Instrument2024-0095111
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address118 SAND POINTE LN, BAY POINT, CA 94565-6723

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address118 SAND POINTE LN, BAY POINT, CA 94565-6723

Mortgage

Document Number0000095112
DateSep 26, 2024
Instrument2024-0095112
Lender
NameTERRY SHAFFER
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$580,000 (-) Land $357,875 Building $222,125
2025$7,351.00 (+9.36%)$580,000 (+9.43%) Land $357,875 Building $222,125
2023$6,722.00 (+6.89%) Homeowner's exemption$530,000 Land $327,024 Building $202,976
2022$6,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WATER COMPANY - BAY POINT
private · serves 23,765 people · EPA ID CA0710002
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Unwired, Verizon.

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