118 Sagecrest Dr, Ocoee, FL 34761 Property Records

Orange County property record for 118 Sagecrest Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,276 sqft · built 2002
Lot Size	0.232 acres (10,103 sqft)
Owner	2 Individuals on Record
Last Sale	$390,000 (Oct 2003)
Tax Bill	$6,863 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-2621-01-560`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-2621-01-560`
Alternative APNs	`282232262101560` `260787` `265634` `270180`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,276 sqft Living Area
Gross Area	4,814 sqft
1st Floor Area	1,716 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,103 sqft (0.232 acres)
Garage Type	Attached
Garage Area	718 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	253 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	118 SAGECREST DR
City	OCOEE
State	FL
Zip	34761-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	WINDSOR LANDING PHASE 1 46/26 LOT 156
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	WINDSOR LANDING PH 1
Legal Phase	1
Legal Tract	2621
Legal Block	1
Legal Lot Number	156
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1017
Census Tract	14814

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	118 SAGECREST DR, OCOEE, FL 34761-4601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2003 · Amount on Record
Deed Sale	Oct 16, 2003 · Amount on Record
Deed Document Number	2003600931
Deed Book / Page	7152 / 4953
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	118 SAGECREST DR, OCOEE, FL 34761-4601
Document Number	0000296392
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SAGECREST DR OCOEE FL 347614601, OCOEE, FL 34761-4601

Mortgage

Document Number	0000296392
Date	May 26, 2020
Instrument	296392

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,879 (+2.7%)	$665,310 (-1.48%) Land $95,000 Building $570,310
2025	$6,863.00 (+6.68%) Homeowner's exemption	$406,893 (+5.99%)	$675,320 (+10.81%) Land $95,000 Building $580,320
2024	$6,433.00 (+3.34%)
2023	$6,225.00 (+3.01%) Homeowner's exemption	$383,909 (+3%)	$609,428 (+18.02%) Land $95,000 Building $514,428
2022	$6,043.00 Homeowner's exemption	$372,727	$516,363 Land $80,000 Building $436,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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