118 S Vesper Bend Cir, Spring, TX 77382 Property Records

Montgomery County property record for 118 S Vesper Bend Cir, Spring, TX 77382

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,424 sqft · built 2004
Lot Size	0.203 acres (8,839 sqft)
Owner	Individual Name on File
Last Sale	$271,900 (Feb 2020)
Tax Bill	$3,412 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9699-30-06700`

Property Details

APN / Parcel Number

Primary APN	`9699-30-06700`
Alternative APN	`R318128`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	1,844 sqft
1st Floor Area	1,424 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,839 sqft (0.203 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 S VESPER BEND CIR
City	SPRING
State	TX
Zip	77382-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WDLNDS VIL STERLING RIDGE 30, BLOCK 3, LOT 12
Legal Subdivision	WDLNDS VIL STERLING RIDGE 30
Legal Block	3
Legal Lot Number	12
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2010
Census Tract	690603

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	118 S VESPER BEND CIR, SPRING, TX 77382-5523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 4, 2020	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2020 · Amount on File
Deed Sale	Feb 4, 2020 · Amount on File
Prior Sale	Feb 17, 2015 · Amount on File
Deed Document Number	202011217
Prior Transfer Date	Feb 3, 2020
Prior Transfer Doc	0000011217
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	118 S VESPER BEND CIR, SPRING, TX 77382-5523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118338
Date	Oct 19, 2020
Instrument	2020118338

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 4, 2020
Property Address	118 S VESPER BEND CIR, SPRING, TX 77382-5523
Document Number	0000011217
Map Reference	CAB V SH 23
Instrument Date	Feb 3, 2020
Instrument	2020011217
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 S VESPER BEND CIR, SPRING, TX 77382-5523

Mortgage

Document Number	0000011218
Date	Feb 4, 2020
Instrument	2020011218

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,177 (+1%)	$318,388 (+13.64%) Land $50,000 Building $268,388
2025	$3,412.00 (-13.75%) Homeowner's exemption	$280,161 (-2.77%) Land $50,000 Building $230,161	$280,161 (-3.79%) Land $50,000 Building $230,161
2024	$3,956.00 (+26.35%) Homeowner's exemption	$288,134 (+1%) Land $50,000 Building $241,205	$291,205 (+11.17%) Land $50,000 Building $241,205
2023	$3,131.00 Homeowner's exemption	$261,940 Land $50,000 Building $211,940	$261,940 Land $50,000 Building $211,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 46 serves 24,399 people · EPA ID TX1700348
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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