118 S Pine St, Vermillion, SD 57069 Property Records

Clay County property record for 118 S Pine St, Vermillion, SD 57069

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 2,303 sqft · built 1948
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on File
Tax Bill$5,457 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15500-00000-070-00

Property Details

APN / Parcel Number

Primary APN15500-00000-070-00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area2,303 sqft Living Area
Gross Area2,864 sqft
1st Floor Area1,122 sqft
Basement Area620 sqft
Finished Basement620 sqft
Unfinished Basement620 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1995
Exterior MaterialMarblecrete
Construction TypeMetal Frame
Roof MaterialComposition Shingle
Lot Area9,750 sqft (0.224 acres)
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address118 S PINE ST
CityVERMILLION
StateSD
Zip57069-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 8.5 OF 5 & ALL OF 6 & N 6.5 OF LOT 7 NELSONS
Legal SubdivisionNELSONS ADDITION
Legal Lot Number7
JurisdictionCLAY SD
Township / Civil DivisionVERMILLION
Census Block Group4
Census Block4020
Census Tract965900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Jolley Historic District
listed 2022 · 264 contributing resources · NRIS 100008377

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

118 S Pine St is owned and occupied by two individuals who acquired it in April 2009.

Source: Clay County records, as of April 7, 2026

Owner of Record2 Individual Names on File
Mailing Address118 S PINE ST, VERMILLION, SD 57069-3304
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2009
Deed SaleApr 22, 2009
Prior SaleSep 14, 2007
Deed Book / Page76 / 46
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY SD
Property Address118 S PINE ST, VERMILLION, SD 57069-3304
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST DAKOTA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT143/857
DateOct 13, 2020
Book PageMT143/857
Instrument143851
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
AddressHUNTSVILLE, AL 35806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 118 S Pine St was $5,457.

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyClay County
MunicipalityVermillion City
Unified School DistrictVermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,457.00$303,510 Land $19,695 Building $283,815
2023$4,986.00 (+9.85%)$238,361 Land $16,283 Building $222,078
2022$4,539.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 118 S Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 S Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERMILLION
serves 11,695 people · EPA ID SD4600342
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber
5,000 / 5,000
Midco
Cable
1,250 / 250
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20

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